First of all, let me say that this is a review of the app, not the bank. I wish that everyone could have access to the in-person help that First Columbia Bank provides. However, I do not recommend downloading their mobile app. 1. My most recent gripe is that the app doesn’t give adequate instructions about depositing a check. I recently deposited a check which was declined in the because I didn’t write enough information on the back of the check for them to accept the mobile deposit. While the app does give instructions about depositing checks, the instructions are abnormal compared with the several other banking apps I use for depositing checks. A visual example of how they want checks signed would help. 2. The app doesn’t allow for additional principal payment toward a loan. 3. The app requires a password change every six months but they don’t integrate with Apple’s password management system. Furthermore, their website version restricts pasting into the “new password” field which makes it difficult to update the bank password in a password management system. The bank also does not accept Apple’s suggested passwords.
As a longtime user of first columbia bank app I can say that this app has come a long way. Back in the old days it was pretty buggy and just meh. But now it feels very modern and responsive. The sign in with Face ID works great and the mobile check deposit is super easy. For a small town bank they have really produced a great app.
Start banking wherever you are with First Columbia Mobile! Available to all First Columbia Bank & Trust Co. online banking customers. First Columbia Mobile allows you to check balances, pay bills, make transfers, and find locations. Need to find a branch or ATM closest to you? With Find Near Me, First Columbia Mobile will discover your location and provide you with addresses and phone numbers on the fly. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Bill Pay - Pay new bills, edit bills scheduled to be paid, and review previously paid bills from your iPhone. Transfers - Easily transfer cash between your accounts. Locations - Find nearby branches and ATMs using the iPhone's built-in GPS. Additionally, you can search by zip code or address.