We have been members of this credit union for over 55 years and have utilized every aspect from loans to savings accounts to CD's and safety deposit box. We always felt welcome and a member of the family. Loan rates were always competitive and many times lower than other institutions, savings & CD rates are above market averages and GICU pays you to keep your checking account with them( no hidden charges)! I love the GICU and I speak from both sides of the counter, I finished my working career as a specialized loan officer! Their mobile app is very secure and easy to navigate with no glitches! Try it, you will love it!
I have a checking account and a credit card with the credit union, so I manage a majority of my finances with the app. I find that this app is more convenient than the website and gives me the information that I would go to the website for. I have actually begun using it when I am balancing my checkbook at the computer because I get logged on easier and don’t get the request to verify by text message like I do when using the website.
I’m a minor and this app is useful since I like to spend money. I’m able to see the balances in my savings and debit. I’m able to manage the money I receive from work all with in the app. Being able to transfer money from one account to another. Which is all useful and helpful.
My app doesn’t allow me to see anything other than make my car payment. The home page says this down below. It has said this for maybe 6 months and it also says it on my Apple Mack book when I pull up the website as well. Wish it was fixed so that I could see my payoff on my auto loan and see what the app has to offer. I have deleted the app multiple times and still nothing. We are currently experiencing an issue with connectivity which should be restored momentarily. Please attempt to access your account again. We apologize for the inconvenience.
I think the log in system is great. Easy to find functions on the pull down menu. Easy to execute remote banking with the reminder to sign the check in correct way. I don’t do very many check deposits this way so, the reminder of endorsement with specific phrase is helpful.
I have had the app from nearly the beginning and have been exceptionally satisfied the entire time. I encourage every member to use because it is very secure, multiple tools at your fingertips, and truly is “25” hour banking with ease! Try it today!
The app overall works. It has the basic options finally. The check deposit feature is the most annoying it always says the back picture isn’t readable but it is. And I have to retake the picture 10 times and then I get an error saying check has already been deposited but it never gives me a message saying it’s accepted. Could be better
My phone blows up at 3:30 am every morning letting me know that’s there were x amounts of transactions done from my checking and savings and I would like a text sent to me right after my card is used or when there is money taken out of my accounts. I have friends and customers that get texts right after any money is withdrawn out of there accounts. Maybe I just don’t know how to use the app but it’s annoying at 3:30 a.m.when I get a ton of texts.
Easily accessible, everything at your fingertips. Communication to your bank, money transfers etc. the only thing lacking is the ability to transfer funds to my bank accounts that are not with greater Iowa
This is the easiest app to use – – in someways easier than the online computer version! I login with my fingerprint and can check my balance instantly, transfer funds easily… Thumbs up!
Like everything nowdays passwords although quite necessary have become a quagmire of always changing & coming up w/ new ones you know you’ll probably forget it. at least this one gives u a last minute option & for me it’s very helpful
The app works great. I chose my credit union five years ago because of its online banking and haven’t been disappointed. Give years later, still very happy with functionality and efficiency of the app!
There are a lot of issues with this app that could be fixed with some user studies. Simple things like transferring money between accounts are needlessly complicated. When I was asked to reset my password after an update, it did not store to Face ID and I was locked out for days. I called in to customer support and it was quickly resolved during business hours, but it could have been avoided from the beginning.
Of all the banks I use or have used, this is the best. It loads quickly. It lets me do everything I need in banking. However, some of the font colors are hard to see but still usable. Overall, still the fastest and easiest app I have for banking.
I didn’t know it would be so easy or so reliable. Glad I got it. I love it even more now that I’m older. I don’t need to out as much and Face ID means no mistakes when I type!
The app is intuitive to use and very flexible. The only problem I have found is when you have to change your password, the quick access PIN quits working and you have to cancel it and reset it.
I can make transactions through my phone at home the easiest way and it’s been very useful. I can view my account without having to go to the bank. Very happy about this app. :)
I received a bad check and have lost all access to my account except to check balance now for months, very hard to pay for things with no access to except with cash!
I love this app. It gives me immediate access to my most important bank accounts. No reason for unauthorized transactions to go unnoticed for any lengthy period of time.
It would be better if I could raise my debit card spending limit using the app rather than having to call given there are times when card services is closed. Apart from that verrrry specific headache it’s perfect 👏🌽
It requires me to sign-in every time unless I turn the phone completely off. I have face recognition and that doesn’t work unless I turn my phone off. Very frustrating… thinking about moving accounts. I have had to find numerous nick names to send a comment. Again, this is not customer friendly.
I have been with this credit union since the mid 70’s - always great service, and this app works very well for me regardless of where I have lived - northern Iowa, Colorado and Ames!
I wish you could “lock” the order of your accounts. Sometimes you don’t realize that you have accidentally reordered them as you scroll. Otherwise 5 stars.
The site is very functional and easy to use. Perfect for someone with my technical skills. (~ Not 5 stars because I never/very rarely rate something as having no room for improvement).
This free app allows you to access your Greater Iowa Credit Union accounts to check balances, view transactions, transfer funds and check your messages. Go mobile with Greater Iowa’s banking app! You can: - Check balances - View pending items and transaction history - Search by date and description - View, approve or cancel transactions - Transfer funds - View and create secure messages