The app functions great. When it wants to. I use the biometric ID instead of the secure ID token. At least twice a day, it has either a network error or times out. Several times it has not recognized my face. Which is interesting as I use Face ID to open my phone each time, so I’m guessing my face hasn’t changed. Definitely has some kinks to be worked out.
This is the only mainstream bank that does not have this app. I am a global traveler and need it. BMO needs to move to the new century. Even my credit unions have it. Most banks allow you to transfer $ between US and Canadian accounts. The new verification that must be performed EVERY time you sign on must be processed on a lap top. Really???? It won’t work with my US phone number as a text message. System is very antiquated and I am a 70+ year old. So if that is old to me, you will be losing younger customers fast! Need to get with the times.
I definitely feel safe using the app, but I like to access my business account from a desktop and occasionally from a phone, but I am constantly getting locked out and having to call in to reset my credentials; it has gotten slightly better over the last few weeks though
This software is the worst! Multiple attempts and kicked out. Went into branch for help and they had no idea how to help. I was told this happens a lot since the transition. Desktop or phone doesn’t matter. No one by phone, online or in person can help. I don’t care if “it happens”. That is your problem, not mine!
Buggy, complex, prone to shutting you out of your account forcing you to call the bank every time you have an issue... impossible to use if you don’t have access to both your computer and your phone. so secure even legitimate users can’t access their account!
Get out of the office and confidently enjoy secure business banking anytime, anywhere. Our new app offers many of your favourite features from BMO Online Banking for Business. Here’s what you can do while on the go: Biometric Security • Verify your identity with Biometric ID • Sign in with Touch ID or Face ID Monitor Your Cash Flow • Check real-time account balances and transaction history • Get helpful Cash Flow Insights • Quickly search for transactions Send & Receive Payments • Account Transfers: Instantly move money between your accounts or pay your BMO corporate card balances. • INTERAC®* e-Transfer: Send or receive transfers; pay money requests. (Canada only) • Wire Payments: Use your company’s beneficiary list or templates to send money around the world. • Pay Another BMO Client: Instantly deposit money into the account of another BMO client. (Canada only) • Tax & Bill Payments: Same-day bill processing and real-time account balances. (Canada only) • Zelle: Send payments within the U.S. (U.S. only) Mobile Approvals • View pending approvals for all services • Review and approve on your app: - Wire Payments: templates, payments and investigations - Account Transfers: transfers - INTERAC e-Transfer: transfers and money requests (Canada only) - Electronic Funds Transfer (EFT): templates, payers/payees, payment files, corrections and resubmissions (Canada only) - Automated Clearing House (ACH): templates and payments (U.S. only) - Recon Management – Positive Pay: Pay/Return decisions and decision approvals (U.S. only) - Digital Cheque Service: Pay/Return decisions (Canada only) - Tax & Bill Payments: tax and bill payments (Canada only) - Zelle: payments (U.S. only) - Real-Time Payments (RTP): transactions and return requests (U.S. only) - Approve Users: new users and changes - Approve Groups: new user groups and changes Manage Your Users • Unlock users • Reset user passwords Get Started To use the app, you need to be registered for BMO Online Banking for Business. Simply use the same credentials you use to sign in on your computer. Not a client of BMO Online for Banking Business? Visit bmo.com/main/business/online-banking-business for more information. Important Disclosures You acknowledge and understand that this app incl. updates or upgrades may (i) cause your device to automatically communicate with BMO’s servers to deliver the functionality described above and to record usage metrics, (ii) affect app-related preferences or data stored on your device, and (iii) collect personal information as set out in our privacy policy. You can withdraw your consent at any time by uninstalling the app. ®Registered trademark of Bank of Montreal ®* INTERAC e-Transfer is a registered trademark of INTERAC Inc. Used under license.
