Name: Possible: Fast Cash & Credit
Rating: 4.82388 (99473 reviews)

User Reviews for Possible: Fast Cash & Credit

4.82 out of 5

99.5K Ratings

4 years ago, GreetingsEarthlings

Easy Peasy!

This app was recommended to me by Credit Sesame. I had a BK after my divorce about six years ago. Once it was discharged, I was hit by tons of credit offers- not the best for someone fresh out of debt. Between that, medical bills, having my second child and tons of life events (you know how it goes- when it rains, it pours), I was struggling a bit and it affected my credit score greatly. COVID has been another kick in the shins too. Anyways, I’ve been working extremely hard to raise my score the past nine months and Possible does just that- and it’s EASY! Best part is it’s not a hard hit to your credit. Possible is similar to Self (which I also highly recommend & love!). Possible & Self are amazing apps. They help those of us that are trying to improve, but conventional credit cards don’t trust us bc we made some mistakes. They give you and inch and it’s up to you to take it a mile and make it work for you. I’m appreciative for any help offered that helps me dig out of this trench. Slowly but surely, I’m almost back in the mid 600’s. I’m excited to see how much Possible helps me. The application process was a cinch- took less than five minutes. Money gets deposited within an hour! Sure, it may not be much, but that’s not the point. Possible is designed to help improve your credit score. In turn, you pay maybe 20% on top in fees. But to me, $40 is worth it for some extra cash & a possible improvement in my credit report. Thank you, Possible:)

3 years ago, blind bat 20 20

Great terms! PLZ update for Blind to get more biz!!

For Blind users like myself, Please update app to include labels on checkboxes when accepting agreements at end and thruout application! It took me a extra hour to figure it out but most blind applicants would give up in just a few minutes! Since I am a blind Veteran advocate for disabled Vets it is my duty to report your app as not compliant with ADA regulations until you fix this and allow 6% of American borrowers to more easily use your service. That would make good business sense! When an app becomes easy to use for the blind the word gets around fast in the now tech trained blind who use accessable device tech! Your app developers can fix this in minutes to properly label check boxes. Also the slider at the final “accept money” requires the blind useing screenreaders to do a 1 finger double tap and hold on the <> symbols and then drag to right until it sticks on right. I suggest you change that to an actual slider button with a little instruction to seal the deal.. I am taking time to write this totally blind using my talking accesable Iphone which the blind use these days instead of braille. Your biz can only increase and you will become top recommended if you dont waste this time I dedicated to your service which I like.I will wait 60 days before filing a report to Federal Compliance (by the time I pay off this first loan). Thanks and have a great day!!

4 months ago, missbri37

Awesome!

Possible is a game changer for those seeking an emergency funding plan that works with your schedule to pay off in 4 installments where you can set the perfect date of each ACH withdrawal to repay the amount in full. The amount lended is up to their discretion and limited to $500 initially. I was approved for $250 initially and I have four installments set two weeks apart which will give me time to earn extra income needed for repayment. The APR depends on your credit score and verification of bank account via Plaid. Once verified, you will receive an initial offer which you can choose to accept or decline. If accepted, your loan installment schedule will be automatically set, however you can still adjust the schedule accordingly within your timeframe as long as total repayment is within their cut off date. They do not penalize you for adjusting the repayment schedule by way of adjusting the APR to a higher rate based upon outstanding principle which is NOT a possibility with other short term installment loans. I would highly recommend you to check out Possible - the benefit of repayment will also increase your credit score. I’m so happy that I found this app! I encourage you to check it out if you’re looking for a short term loan or emergency funding option that is more affordable and convenient than any other option I’ve tried.

2 weeks ago, Great game need better rewards

Amazing

Ive tried many of these lending apps over time and out of the 10 plus I’ve tried there is always issues! Nothing goes right! They charge monthly just for the apps an thats not even if you are approved that cost other fee’s! So i set up my account an would have had a loan within a hour but i had to update my address bc i guess i tried setting up this before an didn’t but that was when i lived in another location so i had to update my address so i did that an then i had to wait for a reply! Before the day was done it was updated and then i was able to continue to ask for the loan an i was approved within a minute! Literally it said come back in a hour but i got a email within a minute saying i was approved for 350! Which is huge! This will help me get to my next check! This is so helpful an easy! Im not a bot or fake person! This is a real honest review! I have no issue saying whats real in reviews! An this was the best! The only one that i have ever been able to get any help from is Dave! So in my opinion Possible and Dave are the best option when your in a crunch! Thank you Possible for making my next couple weeks way less stressful an i can get some sleep! Thank you again! 10 stars!

5 years ago, Big Pookue

The app idea great but is constantly broken

This app was amazing the first time I used it. I needed an emergency loan and I literally had all the money I needed in my account within 15 minutes. The payments were easy, I could reschedule with no problems, and it boosted my credit! But now, I needed to pull another loan for a backup for a trip thinking it wouldn’t be a problem, however I kept getting errors in the state selection screen saying “ oops! We are having problems”....that was almost two weeks ago...Since then, nothing has been fixed and I even emailed asking what the problem was. They messaged me back saying they are updating in the California section of the app and cannot Lend to CA residents till it’s fixed(and also said she did not know when it will be fixed in a seemingly passive aggressive way) it was totally understandable at first. Every app has problems and sometimes needs updating. But two weeks??? And on top of that, now It’s giving me log in errors too! What if I had a payment due today and couldn’t even log in to pay it off?? I love this app, the idea of it is amazing and it helps a lot of people in emergency situations and (IMO the best part), it builds credit! But the functionality is horrible and very disappointing. I would rate this app 10 stars if I could, but I have to give it a 2 due to all the problems :/ Come on guys, you would blow all the other money lending apps on here out of the water if you could just figure out your app problems!

3 years ago, Badwolf74

Genuinely saved me from being stranded

So I downloaded Possible for the same reason you’re all thinking about it and was quickly approved for a $100 loan. The fees are higher than something like the Dave app for example (can you tell I’m an idiot with my money so I have to use these embarrassingly frequently) because whereas other apps are pay in full on your next payday style loans, Possible lets you pay back over a few weeks so you’re not fighting to keep your head above water every week. This isn’t even the main point though. Today, bc of a Vegas vacation and various acts of god, I’m on a quarter tank of gas with 30 cents in my account and have to get home from work. Possible has a feature that will file requests for refunds on overdraft fees on your behalf. Your press the button to do it, the claim is filed, set it and forget it. I just checked my bank account and have $32 bc Possible came through at the best /possible/ time. It would be better if I had enough self control that I didn’t need apps like this, but since I do, Possible is my first choice now. Thanks dudes.

5 years ago, rubiben

Stay Away

These guys are really bad! Stay away. So I had a loan from them For $90 thinking I was a payday loan not an actual loan. It was broken down to 4 payments every two weeks. I made one payment on due date then on my next due payment I had a problem by my bank account so I reschedule for a later date because there was an option for another 2 weeks later. By the next due date I still had a problem with bank account so I try to reach them so I can cancel my payment I can send them a money order but they did not respond. They responded after my bank declined it so I got a fee from my bank. So I told them I would send a money order for remaining balance. They told me that they will mark my account as paid off and on time. One week later I get a email saying there will be a payment due and coming out of my account. I email them that I had paid this account in full, got a response saying don’t worry it was a computer error it won’t charge your account, but it did so I got another fee from account. After I had paid this off. And I found out the next week they reported my credit report being 30 days late after they told me it was paid off and on time. So I emailed them, they told me that they made a mistake and that by law they had to report as being 30 days late. After they told me it was paid off and on time. I have evidence on my email about all this so please stay away from this application they are bad business!

4 years ago, Jaymiss84

It’s good until you pay it off.....

A friend of mine told me about this app and how quick and easy it was to get a loan. I’ve had my share of payday loans and really didn’t want that hassle or headache again. A time came when I really needed the cash so I took a chance and applied. The application process was really quick and I got an approval response lightning fast. The option to get the money instantly to your debit card (free option for now) is also another easy convenience of this loan. I tend to do better with payments when they auto draft from my account so it keeps my payments on time. All was good my score was going up every time I made a payment. When it got to the 3rd payment, my score updated tremendously. I was stoked.....it wasn’t until the last payment status hit my credit that I noticed a major drop in my score over 100 points on Credit Karma. Possible will report the account “closed” after your last payment and “closed” accounts will always negatively affect your score. So the increase I thought I had was actually none existent. If you’re in a hard spot and need quick cash go for it. As far as building positive credit history don't bank on much. Only benefit is you can increase your loan amount after you’ve paid successfully.

7 months ago, jenternity

Don’t be fooled.

I have used possible for quite a while (since February 2022) pretty consistently to catch up on debt and things. Never any issues, I would generally always get offered the full $500 and would always pay it ahead of time, or at least on time. I started consolidating debt while still using this to help along the way and my offers changed to less and less and less despite the loyalty and on time payments. I understand the why, but it should be treated which how my service is with you directly, not because of my credit history that I am slowly repairing. Especially when it didn’t affect my payments. I tried to be patient, but my amount never got higher again. I am finally paying my last payment for the last loan I will ever get here again. The funny part? The payment is due to tomorrow when I get paid (I had already paid ahead early twice so I’m ahead of schedule). Again payment is officially due tomorrow March 7th. Well, the payment initiated today and tried to pull today which resulted in my receiving an email that my payment was missed…. Why would I continue to borrow from a company likes this despite the loyalty given and they are purposely trying to do sometime like this? It’s been helpful over the years, but it isn’t anymore. Dave and Empower have been more consistent, and most helpful.

2 years ago, TheJakeRykemanReview

So far so good

With the other apps like Dave , Float, Klover, and Bridget they only base your income on a direct deposit from an employer where I have a monthly inheritance distribution check that i physically receive via mail and then hand deposit via teller or atm. I’ll have to look into how Possible determine the amount of each loan however iv done 2 loans at $75 each where as they other apps are $10 and $30 and $30 and declined with Bridget so I’m very happy with Possible plus the added advantages building my credit score up because it would obvious be far cheaper for me to apply for a credit card and pay off the charges each month than to pay the higher interest rate through Possible and other apps plus oh my god I had a couple pay day loans out for $1500 total and paying $900 in interest over 3 separate payments but $2,400 total payback on $1500 wow that’s just nuts but I needed the money to survive so. I’ll work on my money management and get things in control mean time Possible has rest been a big help.

4 years ago, CaptainNickolas

Don’t do it! It will ruin your credit!!!!

I never write reviews... EVER! But I wanted to make sure to write this one to at least put the warning out there so that someone else’s credit isn’t ruined as well. I tried this app out because I was in between jobs (two weeks off) and thought it might be an easy solution to get my by, and definitely seemed easier and cheaper than doing a payday loan, it has been the complete opposite. First off, my email changed because of work and I was unable to update it on their site, so I contacted support.... four days later, a general response instructing me how to change it. I followed those instructions, still can’t log in. Contact support for help logging in... countless back and forth emails about “screenshots while it’s happening” and all this, which I sent eagerly... still nothing. Asked for a phone call, numerous times, like the site says... no phone call. It’s been two months of trying every day to get into my account.... still can’t log in, still can’t talk to a live person, and now I’m two months late on my payments. Tried to pay over the phone so I can just get rid of it, nope, they don’t do that. You call the “customer support” number and they say that they’re not answering the phone “so they can serve customers to the best of their ability”. The entire thing is a joke! Save yourself......

6 months ago, ninja turtle 9

The repayment is terrible and they won’t do anything to help

The charged me on the wrong account for my repayment using my savings on a bank account I do not use go negative causing over $100 in fees. They refused to cover this even though I had contacted them for days to have my repayment method changed to my debit card and then primary repayment method was supposed to be by checking. They argue the accounts are attached so it shouldn’t matter which is not the case if you have a bank account you know this is not true. Luckily my bank helped reverse the fees. I had to contact the BBB to get assistance as possible refused to assist me or say they made a mistake on their end despite screenshots until after I made a case with BBB. They have no phone number or chat for assistance you just get an email to communicate and are lucky to get a reply days later. Use another app and avoid the payday loan trap altogether. If truly desperate Dave or Cleo are much better options to make it through the week but avoid this site as the app is horrible and to change any payment methods (which the app for some reason changes your preference every time) you need to contact the unresponsive support team. I used this service for years but as of the past year this app has gone to complete trash again look elsewhere.

1 week ago, Patron865

Bank not supported

I recently decided to try Possible after reading all of the good reviews and now I’m convinced that those reviews can’t be legitimate. I started out creating my account and got up to the part of the process that uses Plaid (infamous your bank is not supported platform) to verify your banking information. Well I use 3 different banks for different purposes so I entered the name of my primary account that the majority of my payroll gets deposited. My bank appeared in the options but only to tell me that my bank was not supported when I tried to select it so moved on to the next one. The next account that I tried was my Chime account since from having had to use Plaid in the past for the same purpose, I knew that Chime bank was supported by Plaid. So I chose Chime from the selections, entered my log in credentials and then was informed that Chime was not supported. So if Chime isn’t supported then why did it make me enter my login credentials before telling me that it wasn’t supported? My other bank told me right away that it wasn’t supported and didn’t require my login credentials…..hmmm…. Seems a little shady in my opinion so I guess I better stop writing this review and contact my bank to change my account information now, thank you Plaid & Possible for scamming me👍🏻

2 years ago, Xqssc

It’s possible

great app I’ve read negative reviews from time ago it’s clear they’ve gotten better this is definitely not a fake review and I hope I can get a developer response, this past week I’ve been trying to get a loan but I couldn’t I knew maybe this one would help me out for the past two days the app was crashing everytime I would press continue after asking for - a $500 loan I spoke with customer service via email their response time was amazing maybe 15 minutes after my email they would respond.. each time ! Each email it’s crazy great customer service I tried again a couple always later and the app worked perfectly whatever was wrong was fixed and I got approved for a 500 dollar loan so great im so glad I found this app good customer service good approval odds it might have its bugs but it doesn’t change that you won’t find a app as good as this one thanks possible you really helped me out I needed this boost and this will set me right back on track.

4 years ago, HickH8ter

Don’t even think about it

I don’t think I’ve ever written a negative review of a company but I am now. Last year my credit took a hit because I was out of work. I read about Possible and thought it sounded like a good, and easy, way of getting a boost to my credit score. I applied for, and accepted, a small loan that I paid back in full with ease — no late payments or issues. They did report to all three credit bureaus as promised that helped raise my score a few points. For that reason I took out a second loan hoping to increase my credit score by a few more points. A few days ago I got alerts from the credit bureaus that there was a negative strike on my reports and my credit score dropped by 30 points. Turns out Possible Finance reports your account as CLOSED upon full loan repayment. They don’t do anything about it either—I contacted support and received a canned response apology stating they don’t have control over how the credit bureaus interpret the reporting. I’m now completely screwed because, after repayment of my new loan, expect my credit score to drop another 30 points. I’m physically sick over this as I’m out of work due to COVID and now my credit is destroyed. I reported them to the BBB in the hopes something can be done to erase these marks and make this entire experience go away.

6 years ago, ervannmcdoogle

Cried with joy, amazing company!

I am so impressed with this company. My boyfriend got a small loan to help build his credit before we move in together. Shortly after he was unable to work and unable to talk. I did what I could to manage his finances during his recovery, I hit a lot of road blocks along the way talking to companies for his other bills. But when I contacted Possible Finance it was different. I emailed them telling them the situation and they emailed me back the same day. They said they could defer the payments for a couple months and said that if he needed more time to contact them again to work something out. The ease of contact and their generosity made me cry reading the email. Such a weight was lifted off my shoulders and I didn’t have to jump trough hoops. They listened to me and helped me during a very difficult time and I will never forget their kindness. I recommend them to anyone who needs extra help, they are way better than the payday loan places. And they are run by people who just want to help other people! 100% recommend

12 months ago, hippieowlgypsy

Highly recommend! Quick Easy!

I came across Possible in the Providers app ( snap app ). I was in a bind. I’m on ssdi, my primary care doc had just prescribed some new meds my part D Medicare didn’t cover and thankfully I was approved for $50 and that’s all I really needed. They let me pay it back in 4 payments. I got they Monies deposited within 1 hour. Thank you so much Possible for making that happen!! That was last year 2022. This year 2023 I’m in a jam again I’m seeing a dermatologist now and he’s prescribing me some heavy duty stuff and of course it’s not covered either. And Possible to the rescue (: ❤️ thank you again for making this happen and I can go get my meds I desperately need !! I highly recommend them ! Just remember to always pay your loan on time ! I did (: it helps boost your credit I saw an increase in my credit score which I’m still working on (: pay on time. And make sure to have a good banking account in good standing. Happy trails 🐾

10 months ago, Hunnybee KittyKat

This app is awesome.

I give this app 5 stars I’d give more if i could but possible has helped me with a lot. They’re my life saver and if you’re not able to pay on the date they give you, you can adjust it to what you want but it does have to be in the date range where it’s not to far away. If you don’t make much they do go by what you make to keep you from not putting yourself in a bind. So if you ask for the biggest loan and you get declined, don’t take it personal. They review your bank account and how much money you get but another plus to I believe that’ll help is always paying on time with them. They’ve been my life saver. The interest maybe just a tad high but it’s a loan that does help you out in time of need. They do get back with you in a timely manner if you email them. Thanks again possible for being here for me for three years now. Y’all are the people I seriously depend on.

4 years ago, russiangarbage

Charged $30 by my bank because of Possible incompetence

I had obtained a loan through possible about couple months ago. Prior to my today’s payment from the designated account I tried to add another account to change my payment method as advertised to be one of the features of the Possible app. When the account got verified through the Stripe API and reflected as an added account it kept on giving me the error message of “verify the account” by re entering both the ACH and account number which apparently didn’t work. So I reached out to Possible to do this manually and indicated I wanted the newly added account to be my default payment including the one today. After a couple of back and forth with the representative I received an email that the newly added account was now my default payment and that such payment would be withdrawn from that account today. So far so good. Come today the first thing I see is that the payment was ACH’ed from the previous account and immediately overdrew the account for what I’ll be charged $30. Beware of this app as it will clearly damage your banking relationship and get you into unwanted fees. I’m only giving one star because it doesn’t let you keep it at Zero.

3 years ago, Chase Hagedorn

BEST LOAN APP EVER

I have probably one of the worst credit scores (thanks college and the economy), so it’s really, really hard for me to get approved loans that don’t have a crazy interest rate that makes the repayment 3x what the loan is. Possible Finance is THE BEST. I got approved of a small loan within 10 minutes and everything was in my account as soon as I signed. I’ve had TONS of questions as this was my first actual loan with a company, and the people that work with Possible ARE SO. NICE. They always reach out to see if I need anymore help and they don’t look at me as lesser of a person or anything no matter how small my questions. I LOVE the app. It always works and I’ve never had problems with it. This has been the most enjoyable loan experience for me I can’t wait to keep building my credit with them. If you’re looking for an easy way to build yours without getting a credit card, Possible is the way to go.

4 years ago, kfancypants

Worst customer service

What business doesn’t take phone calls from their customers? What business tries to: debit payment funds prior to the payment due date, then sends an automated text message at 12:06 AM screaming that you’re delinquent, while also threatening you with all kinds of “or else” jargon on the app, while still not taking phone calls, then “out of the blue” a payment does go through on the payment due date but the app still says your payment was unsuccessful (it cleared the account over 10 hours prior) but shows “pending”. Not only that, but what business reports you as “defaulted on loan” in less than a days time? I have NEVER been late. Ever. This is absolutely the WORST kind of customer service. No phone calls, no answers to emails. Like, seriously? You’re going to report an on time $46 payment as late but then don’t accept the payment (on the due date) and still claim a default? No thanks. Your device just isn’t worth the hassle. Plus, the way you report to the credit bureaus does nothing to help your credit, as you do claim. Because it really doesn’t help when you delete the record from the report when the loan is finalized.

1 month ago, Jllggms

Easy, reliable, savior!

Definitely an amazing app, one of the best if you are desperately in need of finances due to an unforeseen emergency, need a guarantee, don’t have a lot of time, in need of a decent amount of money, could possibly need longer time to make payments, and so much more! in addition to that, should you choose to pay back early? The fees are far less when paying back these other cash advance apps! I did find that quite helpful, as I tend to pay back anything I borrowed very soon in advance. So for those that may need a little bit extra help for a few days or so, this app is definitely the way to go short term! I highly recommend everyone check this app out, and if you’re unsure of it, it definitely doesn’t hurt to give it a try, even if you’re trying it out just to pay it right back immediately; you will still save money using this other app.

3 years ago, Cbow00

I swear this is my favorite app of all time now

I’m in a pinch stressing for money all weekend and I decide to google how to get money fast and this pops up. I’ve tried these apps before and there was always an issue especially because I’m on unemployment right now which a lot of the loan services don’t accept, since it doesn’t get direct deposited into your personal bank account but on a prepaid card. All I did was enter my ID, SSN, and my link my bank and I was approved in less than a minute. Not for the full amount, but still a good amount that helps me SO much. And they offer payment installments so you have over a month and a half to fully pay it off. The money was in my bank account within 3 minutes. It doesn’t check your credit either. I cant stress how amazing this app is and how much weight it took off my shoulders. I have a feeling I will be using this amazing app often.

5 years ago, KristinPas

STAY AWAY

You will never stop getting calls and emails. Calls are outsourced and they won’t stop no matter how you threaten them. They are rude and hang up on you... I’ve been close to tears because they call about ten times a day seriously. If anyone reading this is an attorney, please help me... I have to get my number changed even though I need it for business reasons. When you ask to speak to a supervisor, every single person says, “I am the boss”. I can’t understand what they are saying (they outsourced to India), so several times I’ve asked to speak to an onshore rep (which we always have a right to, legally). Today when they called for, seriously, the fifth time, I demanded to speak to someone in America. He said he was in America... I asked which city and state... he mumbled something. I said, “name a city in Ohio.” Silence for about 35 seconds, he then said, “Ohio is my favorite state, because I love rock n roll music.” He clearly Googled, “Ohio”. It was embarrassing. I didn’t even continue with the loan process, months ago, because it seemed like a scam from the start. Please beware. They harass and have no shame. You will have to change your number... I don’t see any other way. Please help me.

2 years ago, Miiinaa✨

This app really works!

I had been looking for loan place options and apps; applying here and there. Big mistake! All I was doing was dropping my credit score, even with applying for super small loans. Gave up on that and simply started getting myself together and in due time, something would come up right? Yes! I had actually downloaded this app about a year ago and had forgotten that I had it until I received a notification saying I was being pre-approved, etc. Didn’t really pay attention to it. I remembered about it though because, I had fallen short on some important expenses after lending a friend some money. Remembered the app again, debated on applying, ended up applying and didn’t think I would get approved, but I did and within minutes! Received the money in less than 15 minutes after that!! Freaking amazing! Definitely recommend!

3 years ago, Daisysmamacita

App doesn’t work and they do nothing to fix it

I have had and paid 3 loans through this company. Everything was great. They’ll approve you the amount they see fit which may be less than you asked for. It’s actually a good service but their app is trash and even when you reach out to them multiple times to fix it they don’t do anything other than tell you to “force close” the app, which does nothing, and try again. I applied for a loan and expected to be approved and then the app was trying to say my bank account was not connected and it is and has been and the screen still shows to add my bank info and won’t move off that screen and then They said my application expired and I contacted them multiple times and they did nothing and still have done nothing to fix their app errors and they even said my bank is connected but I unfortunately don’t want to use this company anymore because this seems like a minor issue that should be easy to fix yet they don’t seem to care about having a repeat customer, Nor do I care to keep waiting to see if they’ll fix their app.

3 years ago, shisxjownjwonxowok iwjbbxu

SO HELPFUL!!!!

I’m one to have a million payments that I forget a couple every now and then. And I’ll have some weeks where I don’t have enough money so a friend told me about the possible app and I was skeptical at first because I always see ridiculous ads saying they’ll give loans but they really don’t. So I said oh well I’ll try this app. AND IT WAS SO EASY ITS SO HELPFUL it gives you up to $200 but now I was able to get $250 I think it’s because I make my payments on time frequently. But there of course is interest rates and they’re kind of high but that’s ok so if you have the money or extra money I would say to pay as much of the loan off as you can so you can get your loan again for emergencies cuz it’s 4 biweekly payments so just like Afterpay if you have it. It gets taken out automatically straight from my bank on my payday !

1 year ago, BlakeJeffrey

Does not improve your credit score

I have been using services from this app since 2019. I have paid over 17 loans IN-FULL with this company, to which none was reported to credit bureaus. I recently had a job switch where my salaries went from bi-weekly to monthly, which really threw off my payment schedule. This was reported immediately to credit bureaus damaging my credit by 20 points. If you’re trying to increase your credit, paying this company’s loans will not help because they will not report it. But do not miss a payment because they will report that instantly and you will pay the price. Absolutely horrendous ethics. On top of that, they locked my account which is stopping me from paying ANYTHING. To add to injury, there is no customer service number. You will not speak to any human beings, but you will need to email them which takes several days for a reply. There are so many better options out there that actually do report your good behavior to credit bureaus, so I highly suggest you don’t use this app to increase your credit. If you need cash, it’s nice.

1 year ago, TheMarie

My legitimate bank account is PREPAID?!?!

Unlinked my bank for no reason. Tried to relink it and was told my legitimate bank account that I’ve used with them for literally YEARS is “prepaid” (?!). It is absolutely NOT a “prepaid card” or a non-traditional banking source. It’s an actual bank that literally shows up in the search when you try to use their link feature. Reached out about this 20 hours ago and not one person has replied. Rage-deleted the app— we’re done here, this is sloppy service at best. Why are all these once-great apps becoming complete garbage now??? First Dave, now THIS. UPDATE: finally got the bank account issue fixed, but they’re still getting a one-star. I finally got a response back, and since the problem was resolved, as I asked them to close the ticket. Their response to that: “We understand your hesitation to send sensitive information over the internet, but please provide us with *list of personal info.*” WHAT DOES THAT HAVE TO DO WITH WHAT I JUST SAID?!?!?! When did their customer service get THIS bad that they completely ignore you and send back something completely irrelevant????

5 years ago, Mjones0829

Real Humans

I am not happy at all with the company. 1st I applied for the loan, it was approved quickly, but somehow instead of putting it in my account it went into my husband’s account, which is why it didn’t benefit ME! I took the loan for a specific reason, NOW that the put the funds in the wrong account the want the right information to get the funds from. I reached out several times to get it fixed no response. So fine, now it’s the 26th payment is due the 27th yet I rescheduled it for January and all of a sudden the app goes out??? Then instead of allowing me to VERIFY the account information they have, the app will only allow me to Update the information. Had they corrected the error they wouldn’t have this issue. Now my attempt to push the funds back according to to the app, along with Verifying what account information they have is blocked. I took out the loan and I’m the lead on my account. The funds went into my Husbands account now it’s my fault that you can’t get your money on top of their is not 1 Human Person that can call me. I’m glad that everyone has a great review and experience unfortunately mines has not been

3 years ago, David Morr

Great App but lately no so much

This app was great in the past, it helped me out so much and helped me raise my credit score on numerous occasions. It came very handy when money was in a tight spot or you just need some extra money to get by. But as of late this app has been a complete let down more recently they haven’t been allowing me to take out a loan even though I made all my payments on time and never owed them any money and that my credit score was a 620. Also what they don’t tell you is that once you pay back the loan your credit score declines and without the option of being able to receive a new loan it puts a dent in you credit building. The worst part is that they never give a definitive answer as to why you were denied, I received numerous correspondence in the mail but all were vague as to why I was denied. Lately it has been a completely horrible to me and idk why. I recommend this app for first timers but always remember it will run out one day.

2 years ago, Jgreenwood Main

Horrible app and customer service

Finally got the last payment finalized after waiting 5 days on them to say it’s cleared. Even though I had my payment set up to come off of my debit card so it would only take 24 hours for them to get their money. I sent several messages in to customer service and never had one response back from them. Then I had to get another loan and chose to have the funds sent to my debit card and I get a message saying the deposit is delayed and have no date or time when I will get the money from them! And yet again sent several messages in with no response from customer service. Way to many issues with this app especially when y’all are messing around with people’s financial well-being in their lives! I have been desperately needing this money now being a single mother with 2 kids and no help! You could atleast get better and faster customer service and update your app to fix your customers complaints so there are not so many issues! After this loan is done I won’t be using this app again I’m afraid.

2 years ago, Sbiggen

Has potential.

My experience this far has been mostly good. The app is easy to use. I’ve taken out a few loans with possible with absolutely no issues. The repayment is flexible. My only problem is that in the repayment agreement it states that money will not be withdrawn from your bank account until the day your payment is due. Well that’s not entirely truthful. I’ve had an early withdraw happen a few times now, but I didn’t make a big deal out of it before. I thought maybe it was just a fluke. Well today it has happened again. Today is Saturday, April 9th and my payment isn’t due until Monday, April 11th. I woke up to find that once again they’ve taken my payment early when I wasn’t expecting it. Possible, I want to have faith in your business but I don’t appreciate being lied to. It’s ruining the experience for me. After I finish paying off this loan I’m not sure I’ll be using the services again or recommending it to others.

5 years ago, HaZeArtist

Great for the Worrying Soul

I’m the brokest person I know. I’m starting my second job next week, and I really needed some last minute cash to pick up some new clothes for work. I was really worried because there was a chance that without the right uniform, they might fire me from the position. I set out to find a solution. I’m extremely wary of fraud, being pretty young and knowing that I need the best credit if I have hopes of doing literally anything for myself, but I was desperate. I found this app, put in a request for 200, and it lent me 90 the next day, although I thought I’d get nothing since my credit is garbage. Thanks to them, I can buy groceries and the clothes I need so I can have an easier week- no need to ask friends. The only thing is, I feel that the app shouldn’t market itself as having “no credit check”, since I feel that it does, indeed, loan you money based on your existing credit. Good application, however-no scams here. 🦊

2 years ago, Kunato

Horrible customer service and they ignore you if you bring up an issue

I had two previous loans with this company. I paid both on time until my third one. I was having issues with my bank I had on file and opened up a new bank account. When I went to switch out my bank and credit card info, it wouldn’t allow me. Because of that system error it caused me to get a late payment on my credit report which then dropped 45 points! Isn’t it odd that an app meant to help build your credit can turn around a destroy it just like that? I contacted Possible shortly after with the issue and instead of resolving it, the representative just kept sending copy pasted articles from the FAQ, which had NOTHING to do with my issue. After I realized the conversation wasn’t going anywhere, I asked to get in contact with a supervisor. The representative said I should hear from someone shortly. Well, it’s been a week and still nothing. All I’m saying is don’t waste your time on this app. Their response times are horrible and customer service lacks empathy.

3 years ago, Victoria Cooks

Love This App‼️

As far as being fair and building credit goes, this loan app is the best. I would highly suggest anyone trying to repair their credit to give it a try, especially if you find yourself in a small financial crunch! I never have to worry about being late or if I can’t make a payment, I can just adjust the dates. The amounts that you can take out increase every time with good payment history (bc honestly that’s all I’m using it for, trying to rebuild my credit). Plus, it comes right out of my account, which most times I don’t notice it bc I set up my payment dates for the same day as a deposit. They also report your good payments to the credit bureaus so it helps your credit. I’ll use this app again and again if I need to. I’ve never had an issue. Super easy. I love it. It’s great!!

5 years ago, nickxofficial

Glad I found this app

Honestly, this is a great loan company by far. I’ve been using this for a few months now and it has helped me cover my funds when I’m short on money. I got approved instantly for $200 and I’m really happy because it has helped me in a lot of ways. I was struggling with money and did lots of research about online loan. I still use Dave, Brigit, Earnin and this for cash advance in case I needed more. I had a really bad credit but man, after using this app, I always pay on time. Sometimes I pay days early and my score just bumped up to almost 100 points! It’s insane believe it or not, this loan company helped me build my score up and it’s still going as long as you pay on time. I highly recommend this app if you ever need building you credit or need money. This company will help you.

5 years ago, pro video 415

App doesn’t work

For some reason the app doesn’t work on my phone correctly. Half of the buttons don’t work. Plus, the support team never respite any requests. Bums Update: I’ve contacted your dev team at least 4 times about several problems with the app and have yet to any response. My first thoughts are that you’re not receiving any of my support forms but idk. During the process of applying using your app buttons had no actions and weren’t triggering anything. Some of the issues were fixed in updates but after I was accepted finally more buttons to complete the application did not work at all. Then another update happened and it asked me for more information I had already given - at this point I could not complete the application because the app told me that my phone number was already associated with an account. Duh: mine. Why would someone need to give their phone number after being accepted if you already have that information? Overall bad experience: no response to anything and none of the buttons work properly if at all sometimes.

1 year ago, mniqmere

Not Possible at all.

I tried this out because I could use some help right now. People keep saying it’s fairly simple to be approved but that doesn’t seem to be the case. I tried first with a bank account that I’ve had for over 6 years. My paychecks are deposited there, plenty of history, etc. Immediately denied because the “average account balance is too low”, when I’ve usually got at least 1800 overall per month and the balance isn’t always low. I feel mislead by this company’s promises; I can pay back anything borrowed but I’m not even getting a chance, and I thought the entire point was for them to help when you’re having trouble. If I kept hundreds and hundreds in my accounts at ALL times, I wouldn’t need a loan. Feels like that defeats Possible’s purpose. I applied a second time with a different account that always has more money in it than my normal account (little bit of savings) and was immediately denied again. Thanks for nothing. I wish you all better luck than I had.

2 years ago, tygawoods1

Fraudulent App and Company

I pushed my due date back by the maximum allotted time in the app (which is before 30 days past due) since it is an option and I needed more time to make the payment. This is the first time I’ve had to push out the due date, but I figured it was fine and there would be no issues. Well, I was wrong. I logged into the app today just to check since I’m super paranoid about these new apps, their functionalities and owing companies money. When I logged into the app, sure enough there was an alert in the app that said, “your loan has been charged off.” How? My first payment isn’t 1. 30 days past due and 2. the new due date has not even passed. I still have about a full week to repay it. I quickly emailed the company asking why my account status reflect a charge off. It makes zero sense. This should be illegal. If you’re looking to get money, try your best not to use this app. They seem way too new and are very misleading. I’m sure they will be put out of business sooner than later.

3 years ago, momilitia

Great if you need cash but terrible repay system

They keep saying my accounts either have a problem, can’t connect a debit card or have insufficient funds. I have contacted support numerous times with receipts of the money available in my accounts but they take forever to respond back. I don’t want my account in default over what is an error, I got this loan to build my credit not tarnish it over some little qualm. It would be much better to have a phone system to fix issues (like why wouldn’t you have representatives for something like this) AND the ability to pay with any debit card. This bank transfer stuff is so 2001 and is inefficient to fix. A basic website with shopify will allow you to take pretty much anything even Apple Pay to fix these errors. even a chat option on the app would be better. Please fix this we do not want to be in default over this. We have the money y’all system is just terrible.

5 years ago, bb933

😡😡😡😡😡😡

The only reason for 2 stars and not 1 is I’ve had 3 flawless experiences prior to this loan experience. I Received $, and paid off $ with no problems at all. This time I’m stuck in an endless loop of linking with my bank account. I think I’m at a total of 12 different 1 cent withdrawals over the course of the last week. I’ve reached out every way possible, multiple times, including the “contact us” feature to no avail. It’s been a week since I’ve applied, and I’m still pending approval on the loan. I DID receive 1 reply from customer service to update my phone number, so I KNOW you are receiving the messages; however, anything I’ve messaged that really matters like “how many days are you all going to continue to endlessly draft my bank account?!” never gets a reply! Or “how long is this process going to take?!?” either deny me or approve it, but we are going on starting week 2 now of pending approval! Sure are a LOT of mixed reviews, really good and really bad, and now I’m one of them 😡

2 years ago, Rlwdreamer

This company is horrible.

I was invited to be part of a beta testing for their credit card. After trying to apply I get denied because of income so I double check everything and here my main bank account was not linked. So I write to customer service to fix it and go through 3 days of them having me try every way possible to link my bank account but am then told it may a problem with communication to my bank. Worst part is one of their app preview screens in the App Store literally shows my bank in the list of banks accepted. In the app there’s a list of banks not accepted mine is not 1 of them. So a rep tells me it won’t stay connected but they’re working on it that I should try to reapply later in the week. Well that would be great accept I then gets text that the beta testing slots are now full. So I write customer service and tell them it’s not fair. I’m told the slots are full I’ll have to wait till next opening. What a let down!!! I’m so disappointed!! What a horrible way to do business.

4 years ago, tensorskt

Worst app. Waste of time

I have to say I do not usually write feedback but in this case I will go out of my way. I downloaded this app thinking maybe I could get a short term loan to get me through the next month after incurring a one time hefty expense I was not expecting. I filled out all the required data they asked for mind you it’s really personal sensitive information. Waited 4 days not 24 hours like they lead you to believe and was denied due to “unable to verify my place of residence” even though I sent a screenshot of my pay stub from ADP which I can only log onto my works VPN to receive. You would have to be completely dense to not be able to verify the same info from my paystub against what I had typed in. This was a complete waste of time and while I was waiting to be denied for a ridiculous nonsensical reason I could have focused my efforts elsewhere. Do not download this app or give them your personal information. If they denied me for a reason like that even when providing absolute proof then who knows what they may do with what I submitted.

3 years ago, SluttyBoyz

STAY AWAY AT ALL COST

So I’m not going to sit here and lie to you folks at first this was good loan app at first until it started giving me problems. The first problem was that when I tried to pay the loan on it aumento date it would take weeks to come out of my account and on top of that if I had the payment amount in my account like let say my repayment was for 200 and I had 210 in my account at the time this company won’t take your money. And yes you think it a good thing at first but it not. At this moment I been going back and fourth with company about my loan I only had 2 more payments my 2nd to last payment was basically last week and they didn’t Decide to take money til today and during this time I had a car repair so I had to take money out and now they have pushed my account into default which has now messed up my credit score. I just can’t wait to pay it off by this week and get rid of this app. POSSIBLE FINACE IS NOT FOR THE PEOPLE. Save yourself from this app and don’t become a victim like me

4 years ago, AlliePooh13

Please fix your “re-linking” bank issue - Super frustrating!

3 stars because, while it does provide fast loans with fair paybacks, I am just so fed up with this app to give it any more. It’s SOOO helpful when it works, but EVERY time I reapply for a new loan, I need to re-link my bank account, and EVERY time I get stuck in this loop of it telling me, “Congratulations, we’ve successfully linked your bank account”, then does nothing to redirect me anywhere, so I close out of the page or click the back button and, you guessed it, it’s still not linked! So the process starts over, to no avail. Why it evens gets unlinked is beyond me. I’ve had 5 different loans with this company, all paid back on time, never even missed a single payment for any, and yet it’s as if I have to hold my mouth right in order to get past this issue and accept a loan. It seems like it gets harder and harder to borrow each time, and I am so frustrated!

4 years ago, Felolson

Improves credit - Great Reporting

This loan was easy to get. Had the money quick. I was able to secure a small loan for the first time, something that was easy to pay back. I was skeptical about the amount of improvement to my credit such a small loan and service like this could provide. My credit has jumped nearly 50 points using this and making proper payment. I recently just secured a slightly larger loan this time, I’m hopes of more improvement. The payment plan is so flexible that I can simply schedule my payments around my bills and my paydays. I recommend this for someone with a good banking account history to take small $50-$100 loans and making small payments to help start their credit off until they can secure a decent credit card. Thanks Possible Finance!

2 years ago, WhitLC117

I had good things to say until recently!

The customer service is non-existent. I had an issue and they responded with a message that didn’t even remotely answer my question or even relate to what I asked. It’s like they answered based off a few key words and didn’t even read my message. I responded back and haven’t had a clear answer for days. The processing time for payments gets slower and slower. It claims a 24 hour process time for debit payments, but mine has been “processing” for almost 3 days now and no can explain why or even reply to try to explain. It’s super frustrating when this is a financial app that deals with your money and bank info. There is no chat feature or phone number to get immediate help and the app faq section is either outdated or just plain incorrect. I’m hoping my issue resolves itself, but it would be nice for the company to actually try to help their customers rather than ignore them.

7 months ago, jhdus3458

My first ever review

I’m writing this review because all you little babies crying because they did you wrong instead of trying to fix it with them it just looks like your crying just to get attention but you wouldn’t be using this app if you didn’t already have problems managing your money/credit so stop whining this app is really a big help when you need it most and that is exactly what they do they help you when you need money and they tremendously helped me it may have only been a hundred dollars but a hundred dollars is more than enough when you have nothing so thank you Possible you did all of us a great service by lending us money that you didn’t have to and I am very appreciative for it thanks again 😉👍👍

5 years ago, toastypoo

Shady

I needed to reschedule a payment. I did so well before the deadline of what they gave me for rescheduling a payment. Then I received a text stating that the payment was being processed anyways. I tried to go to the app to see what the issue was I was logged out. Logged back in and I can’t view my loan history or payment due dates. It started the process all over again to get me to loan more money. I used this in an emergency because I’m poor and I really don’t like owing money. This also appealed to me because it said it would help my credit. Now I’m going to be over drawn and charged a fee because our whole financial system is broken. That’s besides the point. After emailing support I got a reply back saying ‘sorry not much we can do please try and reschedule payments two days in advance’ which I did. No transparency even though this is my financial credibility on the line, my credit on the line. We all know these things run and can dictate our lives in this society and mines in jeopardy because of a mistake they made.

Description

Get cash fast. No late fees—ever. Build credit history. Borrow up to $500 instantly*^ even with bad or no credit. Receive your money quickly, improve your financial health, and gain peace of mind. Need a quick cash advance? We’re here to show you a better way. Meet the Possible Loan: Borrow up to $500 instantly*^ No late or penalty fees—ever Pay Over Time in 4 installments Minimize mounting debt and build your credit history Easily & securely link your bank account for Direct Deposit Bad or no credit OK—apply with no impact to your FICO® score When you’re approved, get cash in minutes^ straight to your bank A credit builder** loan you can trust: 100,000+ 5-star reviews Join over 3 million Possible members On average, customers saved over $470† by choosing Possible Over $400 million lent to customers in need One-third of credit invisible customers establish a 570 credit score after just one Possible Loan Build payment history, an important part of credit history, with every on-time payment  Easy, convenient payment options: Link your bank account and set up Direct Deposit to get your cash advance and make payments easily Some credit builder loans charge fees, but Possible has no late fees or penalty fees, ever Reschedule your payments up to 29 days with no impact to your credit score Payments process automatically through Direct Deposit with your bank account Ready to get started? Download the Possible app and apply today for an advance of up to $500*! “This company actually saved my life a few times! They are fast, efficient and the money is in your bank in less than 24 hrs… And they don’t charge a hefty fee either! Love them!” Jenna “Possible is helping people on the lower end of the credit spectrum improve their financial outlook without being predatory.” TechCrunch “I have a hard time even finding words that accurately describe how pleased I am with Possible Finance…It’s like borrowing money from a good friend that increases your credit score. Seriously the best experience I’ve ever had. 110% recommend it!” Nellyville107, App Store “By far the best way to build your credit quickly!” Toby “Very easy and increased my credit score. They don’t kill you with fees, the payments are flexible and it is very simple.” David “I am glad I found Possible, Application was simple and fast…Thank you Possible!” Nel N, BBB Possible Loan is subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank, Member FDIC. Eligibility for a product is not guaranteed. Possible Finance has direct lending licenses in CA, FL, ID, LA, OH, UT and WA. FL Residents (for loans generated prior to 6/15/22): License #FT340001187; Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848. Loans in AL, DE, FL, IA, IN, KS, KY, MI, MO, MS, OK, RI, SC, TN, and TX are made by Coastal Community Bank, Member FDIC, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823. *Maximum loan amounts vary by state. In California, max loan amount is $250. ^Funds disbursement typically occurs within minutes of approval but can take up to five days. †In 2022, Possible customers saved on average $470 in fees charged by traditional payday lenders. Savings based on the maximum fees Possible could have charged customers, including late fees, insufficient funds fees, etc. Results will vary. **Credit scores are based on many factors and individual results may vary. Possible Financial Inc.© 2022 (NMLS #1697898) 2231 1st Ave., Suite B, Seattle WA 98121 +1 (206) 202-5115)