I'm a really basic user( I.E.: check balance and maybe deposit the occasional check). From what I can tell it's reliable and consistently available at anytime. Just wish there was a way to see the tentative charges effecting my available balance. Otherwise and overall, a solid Banking App for those that bank through Central City Credit Union or Simplicity.
At first I only had a savings account, but then I opened a checking account as well. I was very skeptical about downloading this app, but I'm glad I did. It's very convenient! I can keep tabs on things like when my check is deposited, and I can transfer funds between accounts! 10/10 would recommend
The app is user friendly but their server is extremely slow. I can sign into the app but when it comes to viewing my accounts, it keeps loading. If you're lucky that day, you'll be able to see it. If not, you would have to wait several hours. Also if you do direct deposit, they don't update the account until mid-day. Which is extremely annoying. I can't pay bills until afternoon.
Simplicity’s P2P used to work smoothly. It would scramble the numbers on the pin pad and send money to whoever you chose. As of 11/03/2021 I am unable to send money using P2P. It seems as though they “updated” the pin pad (says it doesn’t scramble numbers anymore but still does and the UI looks horrible compared to the previous version) and it doesn’t work anymore. I am on iPhone 12 Pro IOS 15. Other than that, it’s a great and easy to use app.
Take your favorite credit union with you wherever you go! With the mobile banking app from Simplicity Credit Union you can: transfer funds between accounts, pay bills, send money to other individuals, find ATM & Simplicity locations, check your current balances or transaction history (including business accounts), or contact us. It's fast, free and available to all of our online banking users.