I was really excited about this app………. But it crashes and returns to login screen after every single action. There is also no back button so if you get into a section and you are 3-4 clicks into it and it’s not what your looking for then you have to start all over from the beginning and scroll through it all again. I’m gunna hang on for a bit longer but if these things are not fixed I’m out.
App is pretty useless, don’t waste your money they make it difficult to find the way to cancel your membership. For those of you having trouble go to FAQ on a computer and then there will be one regarding membership cancellation click the here embedded link (that they try and make really difficult to even see that it’s a link) and it’ll take you through the steps to cancel just make sure you click all the buttons. “Are you sure? Are you sure you’re sure? Are you sure that you’re sure that you’re sure?” Like yes please get me off this scammy app and leave me alone. Companies should get hammered with fee for trying to pull crap like this.
I just started to build my credit score 2 years ago, and I found this app helpful for monitoring my activities and also educational for knowing what may be affecting my score. Especially, I love using Money Manager and getting alerts for daily transactions so that I can catch unknown transactions.
Simple and easy to use. My credit score was already good but smart credit helped bring it even higher. At this point I’m using it to monitor activity on my accounts and get my personal info off of the internet. Google your name. You’ll be shocked.
I’ve been using Smart Credit for almost 2 years now. I love it!! The product features are so easy to use and no other product out there has what Smart Credit offers. I highly recommend for everyone to try it!
If you are looking to build and it protect your credit while getting a grip on your finances, SmartCredit is for you. I found the price I am paying is worth the identity theft insurance alone. I was told it covers things like a takeover of my mortgage.
So stoked to have the SmartCredit app available on my phone. My score is in good standing, so having SmartCredit bring me peace of mind. I heavily rely on Money Manger on a daily basis to see ALL my transactions in one place, and get my daily alerts on any transactions over $100.
I’ve been checking scoreboost every time I make big purchases so I know which card to use to see the least amount of drop in points in my score. Then I see how I can get my score back up. So easy, so cool!
Understand that to use the services you will be charged. If you don’t plan on using a membership DO NOT ENTER YOUR CREDIT CARD NUMBERS. The app doesn’t tell you it’s not a free service. However I after being tricked into paying I was able to check my score and see what else I owe. Do with that information whatever you feel.
Do not waste your money on Smart Credit. At first everything seems perfect and you believe that it will actually help build your credit. But once you pay for it, the true information is revealed and it does not increase you score like it says it does. You’re better off using other FREE credit monitoring services. Will be canceling this subscription for sure!
It’s impossible to cancel this account after you created it. I have try to contact them by phone and unlimited ways they do not cancel accounts and continue taking money out of your account without benefiting you in anything that you can’t do in any other free app like credit karma.
Ever since I singed up for this I have been flooded with junk e-mail . I and definitely cancel this. My information should not be treated like this and is definitely harassment. You need do stop or pay me for my information.
This company does NOT monitor your credit score. It’s up to you to monitor your credit AND update your credit score as you go. Highly do NOT recommend. They take your money and that’s it. You can get better services for free!
I don’t get what’s the purpose of this app. It’s not an app it just takes you to the website to sign in. Go back to the drawing board! This was clearly a waist of time trying to use. Just go to the website on a computer to really see the benefits but defeats the purpose of you on the go. This app has terrible functionality!! This app just taking up space on my phone, delete!!
First of all the app is not an app, it just takes you to their website. Secondly, the app directs you through steps and actions you can take to repair your credit, and yet gives you absolutely zero ability to take actions. Both levels of membership don’t have actions available, so they keep telling you to take action while simultaneously not allowing you to take action.
It’s scam! I used smart credit with ASAP credit Repair to repair my credit. After 9 months of letters to the credit bureaus with ZERO effectiveness. I was told that nothing can be done and to call myself to see if can get my credit fixed? If that’s the case there was reason for me to pay $399 for to just tell me to try myself!
I’ve tried numerous times to log into my phone app. Each time I get redirected to a web browser. Once I’ve entered my credentials and click to transfer/open in the application...AGAIN!! I get redirected to a web browser. When will this issue be fixed? Can’t believe my credit company utilizes such a low rate application.
On the website it mentions that their call center is open 10- 8 pm EST but the office is close! There’s no option on the website that allows you to cancel your membership 🤔. This membership really doesn’t help you build your credit.
So my credit company uses this and all I will say is that you guys need to fix the problem which is the app won’t open or delete it. If you log on to it on the web it works fine but when you try to download the app onto your phone it will not open
SmartCredit® Control your future credit score!™ SmartCredit® helps you control your credit score, money and identity in one place. Easily see what's helping or hurting your credit score and get a personalized plan to make it better, so you can qualify for loans with the best rates, as quickly as possible. SmartCredit® even safeguards the points you gain with unmatched credit monitoring and ID fraud insurance. KEY FEATURES: SCORETRACKER Easily track all your scores with simple charts or in-depth information. SCOREBUILDER® See exactly what's helping or hurting your credit score and get your personalized, 120-Day Plan to a better score. SCOREMASTER® Be the master of your credit score! Use ScoreMaster® to quickly add points to your credit score, in many cases within days, using our patent-pending credit data science. NEWLY DESIGNED 3B REPORTS & SCORES It's never been so easy to read and understand your TransUnion, Equifax and Experian credit reports. ACTION BUTTONS Remove credit reporting errors, identity theft and ask questions directly with your creditors using our patented Action Buttons. MONEY MANAGER All your online banking, credit cards and investments in one place, with Action Buttons to quickly resolve problems or ask questions with your financial institutions. $1 MILLION WHOLE FAMILY FRAUD INSURANCE Full coverage for your whole family, including pre-existing issues you did not know about. Free with your membership. Activation is required.