Name: Uplift - Buy Now, Pay Later
Rating: 4.75473 (2854 reviews)

User Reviews for Uplift - Buy Now, Pay Later

4.75 out of 5

2.9K Ratings

2 years ago, Peanutsmom52

Ease of use

I’ve used 3 different buy now-pay later apps, Klarna, Affirm & Afterpay. This one is a keeper! They all have different repayment plans but I really like paying in 3 months, zero down & no interest. Other than Affirm the shortest time are 4 payments every 2 weeks with an amount due now. Affirm is worse actually unless you finance a big purchase. I’ve used them for 2 yrs. I have good credit score (700’s), never missed a payment or been late but they advertise if you do exactly those requirements you can pay at a lower interest rate. That is a lie period. I still get charged 29%-36%. So I’m going to be using Uplift.

1 year ago, Sadmom46

Unprofessional

I have used Uplift in the past and I was extremely impressed with the app in the beginning. Then my purchase power went up and I was able to make purchases on my budget. One day I logged in and everything disappeared! I still have a small balance to pay off (less than $30) but no one at the company has given me a real answer. Customer service says they are not sure what is going on with the app. The email support advised me to go use other apps platforms because they are unable to define a specific time frame for operations. I was also told by their customer service representative that they were “surprised that I had a loan because everyone else is using the travel app”! I’m so disappointed in this app because I thought they were going to be honest but I’m going to pay them that little bit and delete the app. It’s been going on for over a year now and nothing has changed. I was paying the balance slowly hoping it would be up and running by now but I was wrong. Please Uplift don’t respond to my review with that bot reply because emailing support team is a waste of time.

2 years ago, mAkieya18

Worst app

I got approved with uplift for a purchase . I even already made the virtual card . But the app kept freezing so i close the app and opened it back up when i went back to the purchase area and click for the virtual card the card disappeared and thinking it like other apps i went to virtual card area to see if i can see the card info but it wouldn’t show up . I then cancel the card because it said that once it cancel that i will see my power purchase go back instantly. I waited an 1 hour and nothing . Not only isthe purchase power did not Reverse but the app also keeps freezing and getting error . I logged in logged out . I even deleted the app and still the app is not Longing . This is simply the worst app i y see. I never had such issue’s with any app before and it frustrating anf confusing since i was literally so close to checking out before it failed.

2 months ago, BrittanySwells

It definitely worth it

I use this app to pay for a lot of stuff and it’s so easy and not complicated and other than that you can use it to pay your vacation like cruises in hotels not right away or put it on a credit card. It just will be paid for and all you have to pay is the incidental fee and its way worth it.

1 month ago, Brooke Nic

Great until it wasn’t.

I have been using Uplift for over 2 years now, had no issues ever and loved it. Last week, I noticed the “shop” icon was no longer on the app to make purchases. I messaged support, where I was told it was disabled. Followed up a few days later, and heard back today that they are “discontinuing the mobile app”. For as much as I loved this service and app, to do this with no heads up or notice whatsoever is very disappointing and poor customer service. I will be using other pay later services moving forward.

1 year ago, dartingtrout

Once You’ve Gone Up(lift), You Can Never Go Down

I love this method of payment! I have very expensive taste, and part of that includes travelling in style, which my pocket book doesn’t always support. Uplift makes it possible for me to lead the life of luxury I deserve, and I never feel the loss of money, as a result. They are fair, offer reasonable loans, and I’d say, even generous!

3 months ago, Mathews47

Great

Today is July 5, 2024 I search three tickets from Minneapolis to Portland, Oregon for August 22. It came to $500 and Uplift paid for all upfront. I paid nothing the day that I signed up to get the 3 tickets. My first payment is not until August. $106 month This was awesome and Sun Country did send me a confirmation that my tickets were paid for and ready to be used.

2 years ago, LatinGuy007

Garbage App

For months been trying to use this app and keep getting can’t verify application information. Now when I log in. Getting a message stating my uplift has been disabled. Seems the app is glitching for many individuals. Not good business when on the horizon, Apple Pay Later is about to debut and don’t forget about Walmart offering their own service. Two titans to add to the field with very deep pockets. My iPhone is my wallet and Apple surely knows it. It may be a little too late, if Uplift fixes the glitches because I for one will gladly give all my business to Apple.

9 months ago, ChristalJohnson

So thankful

My youngest daughter and I decided to surprise my oldest daughter and her kids for Christmas. She was not ready for guests when we showed up and had made other plans. I was not financially ready to pay for a hotel for two nights. Uplift created us a card to book a room on very affordable payments. So thankful for it!

1 year ago, tys hun

Great experience with purchasing

I have enjoyed using uplift for my purchases. It has allowed me to do so without stress. For someone to be able to purchase or use for travel needs like a cruise or flights. This is a great financial opportunity to get the things you want to do without stressing. I just love it

2 years ago, SMarieFerg

Can’t even begin to use the app

I’m trying to determine a spending limit, I keep getting an error message saying to check my info. All of my info is correct. Obviously something is wrong with this app. Developer responds and tells you to contact them via email to fix the problem but no one ever responds to your email. It’s a COMPLETE waste. Honestly deserves zero out of five stars. The users giving it 5 stars and excellent reviews must be getting paid to do that. I’ve even sent this app to other people and no one can get it to work.

2 years ago, Zainab14

Best App for Shoppers

This app is super easy to navigate and use. There’s no down payment required and I can pay purchases off over time without interest! They have tons of high end merchants and everything in between. Can’t wait to keep using uplift!

12 months ago, WhiteFoote37

Not working at all

This uplift is obviously a joke because it doesn’t even work, neither on the app or by logging on thru a broswer. They customer service is not very helpful and it seems to be malfunctioning just the same as there website. I use affirm, Afterpay, klarna And zip and I have never had a problem with any of those. To be honest those are the only real 4 that actually work. And work correctly. It’s because they are the only ones that have the funds and banking power to actually provide real services.

4 months ago, DGriv

Vacation? If not don’t bother

I’m sure like me you saw this split payment app and wanted to see what they offered, well skip this app unless you are planning a vacation it’s useless! You cannot make an account or use it for anything else like is advertised unless you first book a something with their “travel partners” So basically to use this app like it advertises you have to first buy a cruise or plane ticket…

2 years ago, lenalove9613

So easy

I’ve used it for 3 different orders in less then a week. I never have to put anything down. App usually updates every 12 hours but sometimes 24. I hope this app stays this easy to use. Cause I love it.

2 years ago, RxffRxff111

Not worth it

With all the hardships happening these days I found this app to buy some groceries through Walmart. I was approved for 0 $ down with this app, I checked out everything was sailing smoothly. I paid with the virtual card and got my order confirmation email, minutes later after anticipating my much needed groceries my order is cancelled because the Uplift virtual card was flagged by the fraud department and caused me to get banned. Don’t waste your time w this app 👎🏼

1 month ago, Blingy Bling

Only for travel?

I used this app for years and was able to purchase from retail stores and now it looks like it’s only for travel. Did it change?

9 months ago, Ktwin23

Great line of credit for people who can’t get a traditional loan or financing

I love using uplift we have been using it for 3 years now we would never have been able to go on vacation if it wasn’t for uplift

6 months ago, Viernes69

Uplift

I love this new payment, I don’t have to pay anything upfront. You have to earn there trust in order to get this status. I always make my payments on time. So this is a good new of purchasing merchandise

2 years ago, greg-yo

So helpful around the holidays

Uplift has a wide variety of merchants that I love shopping at! Being able to spread the cost of my purchases at them across 3 months at 0% interest is a lifesaver during the holidays.

1 year ago, Julzadi

No star at all for me

Just got the app and sign sign up. Went to check my purchase power and for some reason it gave me no purchase power, even though with Klarna and Affirm I have thousands available for purchasing. Then it tells me that I can purchase with my debit or credit card through the app. I wouldn’t have wanted to try this app if that was my goal. Instantly deleted the app, don’t recommend this app at all.

1 year ago, Tupacdan

Always there when I need them unlike other companies

They came through several times when I needed the money fronted for me.

2 years ago, 2Ty!

Oops something Went wrong

Over and over again I put my information in to check my purchase power to even get started and every time so far it tells me to check my info and try again… I’ve triple checked my information, deleted the app and reinstalled multiple times.. at what point does this app actually start working for the very thing it was intended on?

6 months ago, Eliec 24

Easy, Simple & Interest free.

At first I was very skeptical about this offer when I was purchasing an airline ticket. I try it and I love it. No hassle, payments made easy through the app.

2 years ago, Imasliceyou

Worked and now doesn’t

Like most others it seems as though the app just stopped working. I had no issues making virtual cards for a little while now it no longer works and the reason is “application information couldn’t be verified”. Hopefully this is fixed in a future update.

2 years ago, r1golden234

This is the very MUST HAVE mom app

Omg in times where I need the old days layaway along have an app like this! If you’re like me and you read these before you decide you have to have this app! I promise

2 years ago, shopperbeast

Great app!

This app allows me to buy things I need and pay once a month. I prefer this over the two weeks apps. I give this app 110% rating.

2 years ago, starweaver11

too many errors

I was able to make one purchase and now I keep getting redirected to check my purchasing power when I open the app. Always says an error when I submit the info, and same happened with my husband when trying to sign up- says there's an error with the info even when it's all correct.

1 year ago, AHeatherly121819

Waste of time

I’m planning my honeymoon and it’s says $232 a month for my trip. I go to enter my info to see if that’s actually the amount I’d pay and it says “not available for West Virginia Residents.” Why say $232 a month if you don’t offer it in every state. It should say “not available in certain states” so people don’t waste their time filling out the information just for them to be denied.

2 years ago, 0riginalusern@me

Easy shopping of all my favorite brands

Great experience shopping all my favorite brands in 1 place. Makes holiday shopping even better!

2 years ago, DD in VA

UNABLE TO VERIFY INFO GLITCH

Often get denied for purchase power because “ unable to verify information”. Have tried multiple tomes to contact customer support to resolve issue and never a return call . Have had 2 successful approvals and reported to my credit as paid. Sad because this app woukd be getting so much more of my business if they fixed this glitch.

1 year ago, Poliicarpiio

Worst app ever

I tried to start a account and it didn’t even let me get started it said my phone number was wrong like how is that possible I tried to use my wife’s and it said the same unacceptable app had high expectations but was sure knocked down quick wouldn’t recommend the waste of time just to downloading it.!!!!!!!

11 months ago, johnny1970's-1980's

What a scam

I have all the other 4 pay apps with a purchase power but this one won’t budge. I make a ton of money but this app has some screwed up algorithm with its choosing of ppl to approve. I’m guessing they don’t want easy money so they pass up someone that can pay and use the app a lot like all the others I utilize. Guess you can’t fix stupid

2 years ago, CC Denice

Waste

The app kept telling me they could not identify me. In transactions it showed multiple times approved. I contacted support and they said I was approved but couldn’t see the amount saying it would upload. Still nothing. I don’t want to waste again trying to see what it will say. I wish I had an answer this would help with Christmas so much

11 months ago, DeeDaSunshine

Convenient and easy to use

I like this app it allows me to get the things that I need when I need them

2 years ago, KiwiLuxe

Absolutely loooove Uplift

Convenient way to pay now for essential things and repay overtime through installments. Never miss a payment with the east to use app!

2 years ago, broberson1

Life Saver

This app is an life saver!! Being able to pay monthly with nothing down helps me out A LOT getting things I need.

5 months ago, Sukh S Singh

Awesome

Nothing hidden or extra charges like other banks clear what they charging including interest

2 years ago, Kyle7678

Im sure it’s a great app

It won’t let me use it. When I check my purchase power it says oops something went wrong. Can’t use app.

8 months ago, montclair 85

Love This App!!

I’m so Haply you guys have an app now!! And thank you for giving me the opportunities to pay for all my travel adventures and than some!! This is truly an Awesome want to purchase vacations for me!! I also love the flexibility allowing me to pay my loans off early without any penalties!! It’s allow to easy to mange and track my payments as well!! Thank you Uplift!!! One of my Favorite App

2 years ago, Anurag Vuthunuri

Clean and smooth app

Solid app! Was super easy to use for holiday shopping and then make my payments from the same place.

12 months ago, DolphinSlayr

Horrible Customer Service

If you have an issue and try to contact them the system sends an automatic reply with information that has nothing to do with your inquiry. There is no way to actually speak with anyone. I’m having a problem with my account and I can’t get it taken care of.

2 years ago, tcco.tim

Love the variety of merchants

Am really enjoying the Uplift app. There are a bunch of merchants, especially ones ill shop at during the holidays

2 months ago, Celtic Guide

Difficulty reaching customer service

I want customer service to etc the error of missed payment and it has not be resolved

2 years ago, Ahvkjcvjhcv

Great shopping selection, 0% interest, and…

It’s flawless, seamless, and eloquent. Great way to purchase things interest free over 3 months.

2 years ago, Hamaadkhan1

I love this app!

I love this app! It has been so helpful to use during my holiday shopping! Also it’s super easy to use!

2 years ago, Ty04071995

Error Message

I keep getting a error message every time I try to apply for a spending limit. It’s asking me to check to confirm that my information is correct. I have done this several times and everything is accurate yet. I keep getting the same message.

10 months ago, booba100-8zoo

Purchase power not showing state of Colorado

The app wont allow display the state of Colorado while trying to confirm my address when going through the process to determine my purchase power

4 months ago, manny.steez

Unable to sign up

Downloaded/installed and the link where it asks if you have an account does nothing. I clicked on log in to see if there is a ‘create an account’ link-nothing. How to set up an account with this app if there is no such signing up on it? 😳

2 years ago, HonestSam1986

Hit the Back button now!

Save yourself some time and hassle. Says my info is wrong after 4 tries.. Customer support is nonexistent.. a friend of mine got approved but couldn’t use the digital card and had to wait 24 hours. Same result with customer support on his end as well. Shady stuff.

Description

Buy Now, Pay Later with the world's most popular travel brands and shop hundreds of your favorite stores and pay over time with low, monthly installments. Uplift gives you a better way to pay for the things that matter most and even features interest-free terms*! Here’s how it works: Already an Uplift customer? Great! Download and easily start managing all your thoughtful purchases and account information directly within the app today. Not an Uplift customer? No problem! Simply download and explore plenty of travel inspiration for your next adventure with tons of the worlds favorite travel brands. When you’re ready to book with one of our travel partners, simply select “Pay with Uplift” at checkout. We’ll help you split the total amount into bite-sized monthly payments. You can choose the plan that works best for your budget. Unlock Purchase Power so you can shop at hundreds of great stores, too! Qualifying customers in good standing will be able to unlock their Purchase Power over time and start shopping at their favorite stores. Uplift’s Purchase Power tells you just how much we can offer you through the Uplift app to spend and pay back over time with an installment plan. Shoppers can select “Pay with Uplift” at purchase and split the total amount into bite-sized monthly payments. Once you pick your plan, we’ll issue you a virtual card. Copy the card information and use it at checkout—just like you would use a regular credit card - and complete your purchase! You’re probably thinking that there must be a catch. Well, there isn’t! There are no fees or mystery charges. Simply follow your surprise-free monthly payment plan to pay off your purchases and unlock Purchase Power over time. What makes Uplift great? Let us count the ways: EASY UPLIFT ACCOUNT MANAGEMENT You can easily manage your Uplift purchases, monthly payments, and account information directly in the My Uplift tab within the Uplift App. Update your payment information, AutoPay status, and more right from your mobile device. SIMPLE, SURPRISE-FREE PAYMENTS No fees. Ever. No prepayment penalties. No confusing math. Best of all, you don’t have to mastermind a pay-off strategy. Upfront, you’ll know exactly how much to pay and when, so you can pay off your tab easily. INTEREST-FREE OPTIONS AVAILABLE* The Uplift app gives you interest-free payment options. That gives you more time to make your money work for you and more freedom to enjoy your purchase—without undue strain to your finances. Know that not all plans are interest-free and some plans include interest. Take the stress out of traveling and shopping, all in one place! Make doing the things you love a reality while using a smarter way to shop and pay. Problems with downloading or installing the app? See www.uplift.com/app-faq Still need help? Reach out! [email protected] Terms of Service: https://www.uplift.com/terms/ *3 month Interest-free terms are only available when checking out for certain merchants and well qualified applicants. 0% APR offers available for qualified applicants. Based on a purchase price of $200 you could pay a down payment of $50 today, followed by 3 monthly payments of $50 at $0% APR. Minimum purchase may be required. Down payment may be required. Actual terms are based on your credit score and other factors and may vary. APRs range from 0% to 36%. Not everyone is eligible. Loans made through Uplift are offered by these lending partners: uplift.com/lenders. Terms of Use: www.uplift.com/terms Privacy Policy: www.uplift.com/privacy