A loan is a loan. It’s your choice how much interest you pay. When you have an emergency you don’t have a choice. This app though is horrible in that it doesn’t let you select things easily, or freezes up constantly. The first time I used them it got stuck on day before my payday, I was able to change it easily, not this time, it added an additional payment, what a nightmare! And Customer Service was no help at all! I’m usually able to pay off early to avoid the high fees, but this time this is one financial mess! So if you have a financial emergency I suggest calling them & use the app to monitor your payments.
Off the phone with WithU Loans this I put the right information I put my information down correctly now I’m not receiving the money that I was required in two days you tell my mom need my ID and everything else. This is a scam because I did everything correctly like they ask and now they talk about I’m not gonna get the loan this app is bogus. The FBI should be hearing very shortly.
So… the interest rates are insane. However, if you really just need money RIGHT before you get paid, this is perfect. It gives you the option to pay your loan off early. I borrowed $1000 and will be paying it off before the first payment at $1025. In total, it only cost me $25 to borrow. The issue is when you DONT pay it off asap
They rip off their customers. Got a $500 paid it off early 🙂 and they charged me more than double the loan $1,300. Had I known I wouldn’t have gotten the loan. They will charge you every month for a whole year even if you pay it off 🤦🏽♀️ never got charged that much for a loan with other companies 🙅🏽♀️
Borrowed $600 from them and they put the interest rate at 425%. They don’t tell you the interest rate until you get the loan. If you do borrow from them, pay it off in less than 2 months. I really needed the money at the time so I had no choice. For sure 1 and done with them
These people will give you extremely insanely high interest rates. They also assign crazy daily interest as long as there is a balance so expect to pay close to 100% over the borrowed amount (if you’re lucky). Could definitely be more.
They were sued in Illinois for predatory lending. They tell the applicants one thing but then the terms are different. In Illinois the court ruled you don’t have to repay the loans. They are a violation of the RICO act. These people are scam artists and crooks. If you have taken a loan don’t pay it back!!!!
Never in my life have I seen anything so ridiculous! I asked for $1400. Emergency pet loan. By the time I would have payed this loan off it would of been $7000!
I unfortunately excepted this loan before it showed me. It would be over 400% APR! This is predatory and they need to go our business. DO NOT GET A LOAN FROM HERE. DO NOT GET A LOAN FROM HERE. DO NOT GET A LOAN FROM HERE
i was in a financial struggle a while a ago and needed money immediately. took out a $400 loan. i will be paying over $1100. over double in interest. they did not inform me of this. it’s absolutely insane.
I needed the money to help pay some medical bills but they didn’t tell me what the interest rate was until after I signed and it’s 555.23%!! You will end up paying more than double of what you borrowed. DO NOT USE!!!!
They asked for my social and bank info to “verify” my identity. They will send you fraudulent money, and ask you to send it back or make payments which you will lose along with the original loan you got. STAY AWAY
The new WithU Loans app is a seamless and easy way to manage your account with 24/7 access! In the app, WithU customers can check their balance, track payment schedule(s), schedule additional payments, update personal information, and find FAQs or contact Customer Support to gain assistance with all their account needs.
