Name: Beem: Better than Cash Advance
Rating: 4.27989 (21762 reviews)

User Reviews for Beem: Better than Cash Advance

4.28 out of 5

21.8K Ratings

1 year ago, Jamila Shalabi

Saved the day!

The gas gauge in my truck does not work and neither does my odometer. I was driving along the interstate, it was relatively late, about 10 PM central standard time, when we ran out of gas about 25 mins away from home. I was able to force start the truck and coast into a gas station. I just finished paying rent and the electricity bill so I had another 48 hours until payday again. I was cashed out. I have no family here, and I don’t like borrowing money from friends because of my pride and I feel horrible and helpless. I stumbled across Beam and thought to myself “why not, worst that can happen is that I don’t get to borrow anything”. I’ve already tried Klover, Cleo, Alfred, etc. and they all turned me down because my account was already overdrawn. Beam didn’t. Beam approved me for $20 and it was sent right to my account. If it wasn’t for Beam, my baby and I would have been stranded. Thank you, Beam!! Definitely look into this. It’s not spam. It’s not going to make you jump through hoops for pocket change. Beam seriously came through and saved me.

1 year ago, almightylane

Love Beem. Thank you for the knowledge

Beem it’s one of the best apps to have I use so far they are descriptive different avenues, where they will help you the better you are substantial life goals you can add all types of debit cards to link it with been. I like how honest they are about what I need to do with your goals and what you have finished with your goals gives you option to either pay for it for a subscription or get on for free. Can’t complain like that. I can only see greater things coming. I feel like the trustworthy people trying to figure out the goals that finances help you with taxes, and I want to do better with find better jobs. I believe people I know involved with this out will be good. I am now it’s been the words to the people that are ready to situations or can use an app that’s free which is awesome. People should know more about this out because it’s very on the radar but it might be good thing. . You can bring your channels together in one mobile app by integrating platforms such as Yammer, Chatter, and SharePoint. The app is designed to engage your mobile employees and offers tailored content and task experiences to match the objectives of your team, department, or location You can also supercharge employee campaigns with seamless user-generated content and use the app’s analytics suite to see detailed information on how your employees are using Beem and measure engagement and the social reach of your employees.

1 year ago, bruno k007

Best

In my short time being associated with this amazing app I have been saved on 2 missed payment that would have shot my credit score. This app helped me borrow money in a strenuous time where I almost wouldn't have made a payment. It was a fairly easy process but I don't think a matter such as that should be done with ease anyways. But the app made it doable and understanding to the customers needs which is such a relieving thing to feel when you are stressed in that sort of predicament. I would recommend this app to so many people and actually anyone struggling financially or in a bind to pay you bills. This app will direct you and guide you in the right direction to make sure you can manage what you have to provide for. Once you download this app and interface with the features and start to understand It I can guarantee that you to will feel the satisfaction what I felt. I once again just want to thank everyone that has made this app such a promising result to the people it serves and making life easier for the common person. At the end of the day we all need help sometimes and it is nice to be able to rely on something as quick and efficient as this app. I will never feel any other way because how could you. Thank you for taking the time to read this review and I can't wait for you and whoever else may try this app to find out the greatness that does await for you!

2 years ago, team CourtNate and Anna Banana

This app has pulled me out of so many binds!

I appreciate this app because there are moments where my account will be drained dry by all of the expenses piling up. One of the biggest expenses we had involved the fact that my mom was dying and I had to spend money to get her to and from dialysis, had to purchase food, had to keep our utilities paid, and anything else that might pop up. There was a time where I planned to budget in a new pair of shoes for my daughter (she’s 5 and growing like a weed) only to look at my bank account and see that there was nothing there. But thanks to line, I was able to withdraw about $40 and order some new shoes for my kid! There was another time where my husband wanted to come home and just relax after a long night of working and he had forgotten to grab food on the way home. We had already used money to pay for gas to fill up the car, and the only thing he thought to pick up was cleaning supplies and sponge bath supplies for my mom. We weren’t at a point of an overdraft, but we only had $15 left in our account and wanted food. Once again, line had saved the day because I was able to withdraw enough to order some food for us and nobody had to go back out! This app really truly just makes sense when you’re in a bind.

5 months ago, thtboibigmqm

Thank you

I appreciate this app because there are moments where my account will be drained dry by all of the expenses piling up. One of the biggest expenses we had involved the fact that my mom was dying and I had to spend money to get her to and from dialysis, had to purchase food, had to keep our utilities paid, and anything else that might pop up. There was a time where I planned to budget in a new pair of shoes for my daughter (she's 5 and growing like a weed) only to look at my bank account and see that there was nothing there. But thanks to line, I was able to withdraw about $40 and order some new shoes for my kid! There was another time where my husband wanted to come home and just relax after a long night of working and he had forgotten to grab food on the way home. We had already used money to pay for gas to fill up the car, and the only thing he thought to pick up was cleaning supplies and sponge bath supplies for my mom. We weren't at a point of an overdraft, but we only had $15 left in our account and wanted food. Once again, line had saved the day because I was able to withdraw enough to order some food for us and nobody had to go back out! This app really truly just makes sense when you're in a bind.

2 years ago, Xauce

Wait, wait and more wait.

After I signed up in February submitting all my required information and proof of income. I’m told I have to wait until my second direct deposit hits to meet the required income amount. So it hits and I’m at the required amount, then I’m told my account still needs to be reviewed. Just yesterday, after now 4 payrolls I get that I’m qualified for a whopping $40. When I try to collect it I have to add my debit card to the “primary card”. I reach out to try and change the account (I have two linked) because that is the correct account and my card is linked. I knew the issue long before. I reached out all day about this and lady told me I needed to delete one of accounts to make the other one my primary. Oh but when I do that it will change my qualifications and I might need to start over. I literally took the time to do all these useless steps for them to put me back at square one, and no response from anyone since then. You guys are really useless with all the waiting around. The point is to be fast because it’s money that is needed. I was told by a staff member that they are smaller company and are not funded like other apps. This is why it takes so long, so if one qualifies and you choose not to assist after then seems like you’re picking and choosing who you will assist. Pretty sure that’s not legal. Oh yeah the app kept freezing and k was told I’m using an older version but when I came so update it was the most recent version.

9 months ago, CierraJade97

Great App!

Listen up, because I've got something awesome to share with you. Beem is hands down one of the best apps out there for borrowing and sending money. It's seriously top-notch!When it comes to borrowing money, Beem makes the whole process a breeze. You can apply for a loan right from your phone, and it's incredibly quick and easy. No more hassle or headaches!But wait, there's more! Sending money to your pals is a piece of cake with Beem. You don't have to deal with cash or complicated transfer apps anymore. It's like having your very own money-sending genie in your pocket!One thing that really sets Beem apart is the personalized financial advice it provides. It analyzes your spending habits and gives you smart tips on how to save more and make better financial choices. It's like having a knowledgeable buddy by your side 24/7.And let's not forget the rewards! Beem hooks you up with amazing perks like cashback on purchases and sweet discounts at popular stores. It's like getting paid just for managing your money!Overall, Beem is a game-changer. It's incredibly user-friendly, packed with useful features, and makes handling your money a breeze. Give it a try, my friend, and you'll thank me later! Trust me, you won't regret it.

2 years ago, joetdz

Low initial amount

The app is good if you’re in a pinch and used responsibly. Starting line is $40 and takes forever to get it increased. It would be more helpful to cut down on the needed time because $40 really doesn’t get you much nowadays. This is especially true when you consider we have to actually pay 10% for the line to arrive instant $4. If line is raised it would make it better knowing that fact. I’ve personally encountered an issue I hope will get resolved, and that’s regarding the fact that when the subscription comes due while you have a line borrowed it gets added to your total borrowed amount, and you don’t have the option to pay the subscription separate and the line immediately becomes due along with the subscription. I was at a negative balance but wanted to pay the subscription and couldn’t, resulting in a $5 late fee added, and I suddenly had to pay like $12 extra with my line (sub-late fee-instant deposit fee), that’s a lot considering the line is only $40. Besides that, a $5 fee for being late to pay like $2.49 is kinda crazy. That’s over 200% of a penalty. Being late cost me my line increase opportunity so I got restarted. There’s a couple bugs regarding the whole line not being taken, and recieving deposits that the app somehow doesn’t recognize which is annoying.

1 year ago, markmosher23

Helped

It helped me in a really important emergency when I was needing the most and the most important the app function 100 % good everything works perfectly it runs fast no scams always protection available it’s define a really trusted app customer support that is in the app to provide help for customers is always there when need at the right time and with good attitude i definetly recommend this app especially if you need in case of an emergency situation or anything that needs to be taken care of it i was really needing and it helped me so much in my journey I found the app in the App Store and was recommended and then at first I thought it would not be the best app to use for my Situations but in the end it helped me so much I like because it also has other features such as credit score improve ,budget tools , and then of course lots of options for requesting money sending money for a family member or a friend that is in need is like a nice app to have in my opinion I would recommend and give five stars because it helps and is a really good app definitely in most cases it helped me in my journey always and I definetly will use for the future and continue pretty sure for the rest of my life

2 weeks ago, Simp4589

Best Cash Advance App & Customer Support!

I downloaded been awhile ago but never used it. That was until just now, when I was looking for a quick cash advance for an unexpected emergency expense. I couldn’t be happier with my entire user experience! At first I was skeptical because I couldn’t log in but I was so pleased to find out that they have 24/7 customer support with a live person!!! You never get a live person these days, and this app has live support 24/7 it’s awesome! I called the customer care contact number and after only 3 rings, the Beem support agent Suresh answered and was so helpful and just genuinely nice. He walked through every step with me on how to fix the easy problem and answered every question I had. There are a lot of bad cash advance apps out there these days but Beem is by far the best cash advance and finances app I have used by far. I didn’t need to wait 3 days after I sent an email to customer support and then never hear anything back. My issue was fixed within 5 min of calling and Suresh like I said before was extremely helpful. I can’t say enough good stuff about this app. Definitely download it if you need help with fast money and finance advice!

5 months ago, Pioblogss

Quick Cash on Demand - A Review of Beem App

Beem App is a reliable and efficient platform that offers instant cash to its users. I have been using this app for quite some time now, and I must say that I am thoroughly impressed with its services. One of the standout features of Beem App is its speed and convenience. The process of requesting and receiving cash is incredibly quick and hassle-free. With just a few taps on the app, I can access the funds I need in no time at all, making it a lifesaver in emergencies. Moreover, Beem App's user-friendly interface and intuitive design make it easy to navigate and use. I appreciate the transparency of the app, as it clearly outlines the terms and conditions of borrowing money, ensuring that users are well-informed every step of the way. In addition, I have found Beem App's customer support to be responsive and helpful whenever I've had any queries or concerns. Their commitment to providing excellent service is truly commendable. Overall, Beem App has been a reliable financial companion for me, offering quick cash solutions when I need them the most. I highly recommend this app to anyone looking for a convenient and trustworthy way to access instant cash.

1 year ago, druholt

Don't waste your time, they don't know how to run their business

I had Line and now I have "Beem" and have never ever qualified for an advance. They put so many people on waitlists for a year or more just to waste their time. I made over $4k last month as your app states and I don't qualify for anything? Come on now. And I'm not the only one. This is borderline a scam app. They'll want you to pay a subscription fee just to see if you qualify for an advance and like someone else said, that doesn't even guarantee it. The app comes off unprofessional as there are constant "errors" when clicking links and throughout the app, they mention their old brand "Line." Can't even update the app's content thoroughly. I got about 6 alerts back to back that my account will have a likely overdraft and to click the notification to get a cash advance, only to be brought to a "404 error page not found." You guys don't know what you're doing or how to run an app or how to even solve the problems for your customers as you advertise. Stay away and don't give them money just to probably not even get a cash advance or any benefits. Try Dave or Klover or something else. This is a pointless app and they clearly not care about helping their customers. And it's very rude to use the fake scheme of a "waitlist" for over a year for so many people just to get people to download your app and get no help. Horrible.

2 months ago, Zunika_007

They get the job done

They are a decent company to give you money when you need for bills they have been helpful but not going to say there hasn’t been some drawbacks I have noticed. Using this app unlike others hasn’t been completely straightforward if you have money in your bank account before your next payday they are on an auto draft so it will pull that money right from your account even if it was intended for other use. I don’t recall it saying that anywhere on the auto draft. There support chat is hardly ever available right away when you send a message it can take hours or days before you get a response to your problem and many time it was we have opened a ticket and escalated the problem so it can be hard to get answers quickly if you need assistance. App is fairly easy to navigate. UPDATE: I have been using beem for at least 6 months and the items they offer on top of the emergency advance are better than any company. I lost a job and they have an option (if you pay for the subscription) to help with loss of income it’s A one time payment but you have no idea how helpful that can be In time of need.

11 months ago, Dougiewap

Beem's service and support

Beem, the trusted financial institution, played a pivotal role in helping me navigate a financial crisis with unwavering support and expertise. In the midst of a challenging financial situation, Beem's services proved indispensable. I was facing unexpected medical bills and was unsure of how to manage them. Beem's financial advisors provided me with invaluable guidance on budgeting, debt management, and creating a feasible repayment plan. Their commitment to customer satisfaction was evident through their prompt and personalized assistance. They took the time to understand my specific circumstances, offering tailored financial solutions to address my needs. Moreover, Beem's range of financial products and services, such as low-interest loans and flexible savings options, enabled me to regain control of my finances with confidence. What set Beem apart was their emphasis on financial security. Their robust fraud detection and identity protection measures ensured that my financial assets remained safeguarded during this challenging time. Beem not only helped me weather the financial storm but also empowered me to make informed financial decisions. Their dedicated team, comprehensive financial offerings, and commitment to security were instrumental in resolving my financial difficulties.

10 months ago, No acknowledgment

Financial Companion

The Beem app has been a financial lifesaver for me during a challenging period. Navigating through a tight budget and managing expenses became remarkably easier with its intuitive interface and robust features. The app's budgeting tools allowed me to set clear spending limits for various categories, providing a visual representation of where my money was going. The real-time tracking feature ensured I stayed on top of my financial situation, offering timely insights to make informed decisions. One standout aspect is Beem's ability to sync with my accounts seamlessly, consolidating all transactions in one place. This holistic view enabled me to identify unnecessary expenditures and redirect funds to essential areas. Moreover, the app's goal-setting feature motivated me to save more effectively, fostering a sense of financial discipline. Beem's alerts and notifications also served as timely reminders, preventing oversights and late payments. In essence, Beem transformed my approach to budgeting, turning a daunting task into a manageable and even empowering experience. Its user-friendly design, coupled with powerful functionalities, makes it an invaluable companion for anyone navigating financial challenges.

1 year ago, triickykarma

Beem

After I signed up in February submitting all my required information and proof of income. I'm told I have to wait until my second direct deposit hits to meet the required income amount. So it hits and I'm at the required amount, then I'm told my account still needs to be reviewed. Just yesterday, after now 4 payrolls I get that I'm qualified for a whopping $40. When I try to collect it I have to add my debit card to the "primary card". I reach out to try and change the account (I have two linked) because that is the correct account and my card is linked. I knew the issue long before. I reached out all day about this and lady told me I needed to delete one of accounts to make the other one my primary. Oh but when I do that it will change my qualifications and I might need to start over. I literally took the time to do all these useless steps for them to put me back at square one, and no response from anyone since then. You guys are really useless with all the waiting around. The point is to be fast because it's money that is needed. I was told by a staff member that they are smaller company and are not funded like other apps.

1 year ago, Torbug25

Omg! I finally found the app!

After extensive research and experimentation, I have successfully identified an application that is ideally suited to my unique financial circumstances. This particular app has proven to be the most effective solution for me, particularly during a period of significant financial hardship. Despite having previously explored other comparable platforms, this app has surpassed all others in terms of its functionality and overall performance. I highly recommend this application to anyone seeking financial assistance, as its instant cash feature is both user-friendly and easily accessible. Additionally, I found the tax filing process to be significantly less stressful and more streamlined than with other applications I have used in the past. While I initially believed that another app was the best option for me, I decided to broaden my horizons and explore alternative solutions. This app has since become my preferred choice, and I cannot speak highly enough of its exceptional capabilities and comprehensive support. While I could continue to extol the virtues of this app at length, I believe that it is best to conclude my recommendation here.

2 years ago, Katie545

Exceptional

My history with using line has been nothing short of wonderful. When in a pinch, you can withdraw from your line account and even have the chance to get the funds on a gift card. How convenient is that? I have to say though. The most important thing to myself in using the app was when I needed the extra funds for my family and I. My family had been through a difficult time this last month with the recent passing of my mom. My mom was my world and often she would like to go out for breakfast to her favorite diner. I did not have the heart to tell her that I did not get paid that week and could not come to take her out. So I looked up how to borrow money when in a pinch. Line does not conduct any major credit pulls and is great for borrowing responsibly. I would not take the time to write this review because I had a real rough time sharing my personal story. But I wanted to share my journey and let you all know how line can help you enjoy themost meaningful things in life! Don’t let payday or low funds stop you! Thanks Line for lending me a hand especially when my family and I needed it the most.

6 months ago, The bomb .com1000000

Yeeeayyy

I've been using this app for a few months now, and I can't imagine my life without it! This app has completely revolutionized the way I organize my tasks and manage my time. The interface is sleek and intuitive, making it easy to create, prioritize, and track tasks effortlessly. One of the features I love most is the ability to set reminders and deadlines, which has helped me stay on top of my workload and never miss an important deadline again. The collaboration features are also fantastic – I can easily share tasks with colleagues and track our progress in real-time. The customization options are another standout feature for me. I can tailor to fit my workflow perfectly, whether I'm using it for work projects, personal goals, or household chores. Plus, the integration with other apps like Google Calendar and Trello makes it even more versatile. Overall, has truly transformed the way I approach productivity. I feel more organized, focused, and in control of my time than ever before. I highly recommend this app to anyone looking to boost their productivity and streamline their daily tasks."

9 months ago, chynamichelebelle

You guys need to learn transparency.

I was eager to try Beem because things have been tight lately. So when I received an email saying that I had unlocked 10 dollars, I was super happy to try out Everdraft. All I had to do was subscribe…. And once I HAD subscribed to the plus plan, I then received multiple emails stating that I now had access on my Everdraft to $20-$1000! So that was even more exciting because I need all the help I can get atm…. But ofcourse, it wasn’t that simple, and to be honest it wasn’t ANY of the things I was told in the multiple emails I received…. It was all literal lies because I have only been able to withdraw 5 bucks. Meaning I literally paid MORE for my subscription then I have even been able to use from their service! And I have now spoke with 4 separate auto Ed service agents who continue to tell me the same thing and NO ONE has helped me with figuring out why I can’t get the entire $20 or even the $10 I was told I would have access to. Literally every single time I talk to someone, they just disappear after I send screenshots proving that what they are now telling me, is not what I was led to believe I was getting into before subscribing. They just stop replying and that’s it. Now I’m only leaving this review so that MAYBE someone who actually gives a crap, Will see it and just maybe do what they advertise they will!!!!!

5 months ago, JMO$ey!

“BEEMING” from ear to ear!

This cash advance app literally has me “BEEMING” from ear to ear! I’m so thrilled I have BEEM in my life. BEEM takes a refreshing approach to lending cash; they keep it K.I.S.S.!! Usually you’re using the app in an emergency situation and that’s already stressful, you don’t need the cash advance app to add to it. How do they do this? They are flexible with payments, dues are affordable and easy, and they don’t ask for TIPS twice before you even accept the advance. Which I don’t know about you, but with me, the whole TIPS thing just made me feel guilty; like I’m a jerk for not TIPPING on emergency funds! No thank you- BEEM me up and away for those apps! But in all seriousness, I’m truly BEEMING with how fast the advance hits my account! They must use a laser BEEM it’s so quick! They recognize “new aged” banks like Chime and Varo- its incredibly frustrating that other apps don’t!! Last but not least, I’m BEEMING because as soon as I pay off my balance it’s available to borrow again, instantly. I love it! Super helpful!! Thank you BEEM! Thanks for going the distance, it’s noticed and appreciated! So everybody, that leaves one question… are you BEEMING?

6 months ago, Float2023

Problems!

I have been using beem for over a year and never had any issues then approx a month or so ago I had a problem getting in to my account so I deleted the app and re-installed it. Since then I have not been able to withdraw money that is clearly there and that I had gotten multiple notifications saying it was available to me but it keeps asking me to verify my account information. After talking to support multiple times they tell me everything is showing verified and connected on their end yet on mine I am stuck in an endless loop of verification when I go through the steps it keeps telling me at the end that it is connected but yet again when I click withdrawal a screen comes up telling me the account/card is not connected. I have reached out to tech support about this and usually spend an hour or more waiting in a chat with one or two responses from them within the hour telling me to do the same things I have done the entire time. I was also told that there would be a ticket created and fast tracked to whoever the powers that be are to look in to the issue and that’s been over a week and I have heard nothing. Frustrated with this beyond belief! I am not one to write reviews but I am out of options on what to do!

2 years ago, Chaqsr18

Easy to use/helpful

This app is pretty amazing. Although my limit is low at the moment it still helps when in need. Sometimes it comes into place when you need it the most. It is such a relief to know that whenever I am in a bind I can quickly come to this app to help me along the way. This app is easy to use and understand. Once you set it up and get approved when you withdraw the money is in your account within minutes. This is a legit app, not like those other apps that make everything so difficult and stressful. This is a stress-free app that always comes through when you need it. I would recommend this to anyone who just needs a backup just in case finances are low or if you just need cash instantly for any reason. They really do have you covered. There is also no interest and the payback process is easy and hassle free. Unlike some other apps there’s no stressful due date that leaves you worrying how you will payback. Whenever you get the money then you pay it back, simple as that. Love, Love, Love this app and will continue to use and recommend it.

12 months ago, Blessed1A

No Regrets!!!

Beem is by far the best app I have came across. It handles all your money needs when you are in a small bind. The best part is there is no set due date to pay it back. Beem is set to take out of your bank account when the funds are available to pay back. So no need in worrying about trying to remember a set due date because Beem has that all under control for you. The more you pay back the more you are able to withdraw from Beem and have it place directly in your account in minutes. Beem also have it where you can receive quotes on auto insurance. If you are in search of affordable car insurance request a quote and you can receive a certain percentage off of your insurance premium. Affordable is everything!! You can also build, monitor, and manage your credit score. It’s important to know where your credit score is and what you can do to increase it. Beem has other features as well to fit your lifestyle needs such as filing taxes, earning cashbacks, and budgeting just to name a few. I’m glad I found Beem and I’m sticking with them!!

10 months ago, Iamhollywood00000

HIGHLY SURPRISED WITH BEEM

Ive had beem for a while now and never have they ever offered an advance i log in to it today and they magically had 25& was ready to be withdrawn now, now I know it is isn’t alot but, During this time I was in between checks I get disability, I had exhausted all other lending app’s, and tried loans online to no avail, and Magically that night while I was sitting there counting change to feed my family(COUNTING CHANGE)! i said maybe I should just log back into BEEM, and there it was $25 available now to be withdrawn no alerts no emails nothing, And At that very moment I knew we had a god a higher power, and It honestly felt a calming come over me, as I wiped my tears away from my eyes so that I could look again, Beem You were there for me,and my littles, It was almost like the universe said, be still child, I got you, so I immediately jumped up and screamed to my children that we were getting pizza tonight and From that moment),I KNEW BEEM HAD MY BACK IN ALL SITUATIONS AND FROM THE BOTTOM OF MY HEART TO THE CREATORS I WANT TO SAY THANKYOU THANKYOU THANKYOU U HAVE NO IDEA HOW MUCH THST 25 $ ment that day!

2 years ago, adriver007

Line has your back!

This app has amazed me. Line has been there for me when I most needed them. They do not care about your credit and they do not care about your situation. They don't ask questions. When you say, "hey, can I get $50?" They say, "sure thing!" If you need a little bit of security in your financial life, get this app. They will be there for you when no one else will! There are times like this in everyone's life. Those unexpected expenses really pile up sometimes. Line has your back. With the protect yourself feature you can advance money when you need it, straight to your debit card. This has been super helpful in those stressful situations. They also have no late fee and not due date. Also, Line automatically takes the money back when they see funds enter your account. And what's better? The advance is available immediately after repayment. The plan better feature monitors your account for upcoming bills and lets you know if an overdraft is likely. I say get this app now and start getting rid of that stress.

6 months ago, facebook is racists

Awesome App !

Beem is a fantastic money lending app that has completely changed the way I approach borrowing money. The process is extremely easy and convenient, with just a few simple steps to apply for a loan. The app has a sleek and user-friendly interface that makes navigating through it a breeze. What I love most about Beem is the quick approval process. I was able to get my loan approved within minutes and the money was deposited into my account the same day. The interest rates are also very competitive, making it a great option for those in need of quick cash. The customer service team at Beem is also outstanding. They were always available to answer any questions I had and provided excellent support throughout the entire process. I never felt alone or confused, which is a huge relief when dealing with financial matters. Overall, I highly recommend Beem to anyone in need of a quick and reliable money lending app. It has truly been a lifesaver for me and I will continue to use it for any future financial needs.

2 years ago, ShirlsRocketUser

Awesome App to Download

Line, is a wonderful app I use when I am short on cash. I can use it for gas, groceries, or a quick bite to eat without breaking the bank. The best part is my withdrawal line is affordable to my budget. When I have to pay it back I don’t feel like I am back in debt. I try to as an emergency back up but these days bills are piling up so I sometimes have to withdraw – payback then withdraw right back to have some extra money but it’s well worth it. I’ve recently started to use the app and I love how I can unlock levels the more I keep a positive payment history with Line. If you’re looking for some extra money or something to hold you over until your next payday, I highly recommend downloading Line. The customer service reps are responsive and timely if you ever run into an issue and the app is super easy to use. I never have a delay in receiving my funds or communication to link the payment to my debit card. Truly thankful for the Line app, if you download it – you will see how useful and beneficial it truly is.

2 years ago, DAVE the APP is a lifesaver!

A true LIFELINE - Line helps in a pinch

I’ve used cash advance apps in the past and they’re just not as user friendly as Line! Sometimes the advance amounts in those other apps are too large, the process is too difficult, you pay too much to return the advance, or the customer support is terrible! Line is just the opposite. It’s easy to cash out just enough in case of a small emergency. Sometimes I’ll find myself, gas tank on E, just a couple days away from payday. Line comes through in a pinch and helps me get through until that check clears. You can get the advance for free if you don’t mind waiting a day or two, or it’s just $4 to get it instantly. I love the convenience and flexibility of obtaining an advance! Finally, the customer support is top tier! They’re timely and professional in their responses, usually have an answer for my questions, and are very friendly. To anyone who’s had bad experiences with cash advance apps in the past, or who just needs some quick emergency cash between paychecks, I highly recommend Line!

2 years ago, Britwash89

Line is a lifesaver!

I have been going through a lot financially and when I came across this app and all it had to offer I was excited to start a new journey on financially getting more stable by having options such as a line advance to help in my time of need instead of racking up late fees on bills, line comes through! Line is an easy app to use and makes it’s easy to understand what feature is what and how I can benefit from it. I would advise anyone looking for an app that helps with building your finances. If might need a little extra money here there, line is your app! I will continue to use the line app because it’s there when I need it most. There isn’t too many apps like line and I feel like line is looking out for our best financial interests and it can help you succeed in making sure financially things get better for you. I really am appreciative of line financial and will continue to support since they are always there for me! Everybody go get the line financial app if you don’t have it yet! You’ll love it! I do!

9 months ago, magtastic16

Great App

I recently found myself in a minor financial bind after receiving a larger than usual electric bill. I noticed I had received an email notifying me about the new Beem app, formerly known as Line. Prior to Beem, I was in a large queue with Line, awaiting a chance to check out their cash advance features. Seeing as how my financial needs weren’t as dire where I’d need to obtain a large loan with high interest fees, I decided to try out the, “withdraw” feature on the Beem app. I quickly signed up, which I will mention, the process was pretty painless and straight forward, unlike other cash advance apps I’ve tried. I easily linked my bank account and debit card, I would like to say that the entire sign up process took maybe 5-7 minutes at most. I was immediately approved for a $20 advance, which I graciously accepted, and was delivered directly to my bank account within 48 hours! Fees are not outrageous and fair, and I was already approved for another $10 advance! Beem will definitely help out in a time of need, and I am very thankful that the app exists!

2 years ago, Grid guy

Great app

Line has been a great help financially when it’s needed they can spot you $50 with no interest or credit check and they will automatically withdraw what is owed once you have the funds available it’s super simple. Many apps do the same sort of thing but you have to jump through so many hoops just to qualify but not Line. Line is simple and easy to use and really is a great help. I will continue to use line as long as it’s needed. I highly recommend downloading this app even if you don’t think you’ll need it because I do believe it will come in handy for anyone and everyone. Line is also a great tool to keep track of all your financial needs. It’s like a little mobile wallet. I won’t use any app similar because line is just by far the best. I’m lucky to have found this app because it truly has been a great help. Anyone skeptical about it can definitely take my word that this is legit and a great tool to have. If you’ve got this far in my review just trust me and download it thanks!

2 years ago, Luuuuu's

Line app

Every other week this app is my hero. Like most people I often struggle to pay all of my bills on time or go grocery shopping. I often find myself choosing between one or the other and sad, depressing, but I am thankful for apps like Line that are so easy to use easy to understand and then I’ll spot me money in minutes. It’s such a relief to know. I wouldn’t have to choose between groceries or gas for the car or getting to work. I’m so grateful I found this app and understand how easy it is. I think it would be useful for a lot of people especially when you just need a small amount of money to get you through eight small purchases that you didn’t have money for. Unlike most apps that say the spot, your money line is by far the easiest. There’s no frills or hoops to jump through there quick into the point letting you know your eligibility and if you are eligible, you’ll get that money in your account within, I’d say less than five minutes it’s an awesome app and I’ll continue to use it going forward.

3 years ago, tallblondemom87

Couldn’t even past the signup

I just downloaded this today, was excited because I have been using Afterpay, Klarna, and Sezzle for a while, no issues but wanted variety since Line offered stores I needed to shop from for Christmas for my daughters. I have my account information and login information for my bank and the Plaid login said it wasn’t the right credentials, over and over again. I called my bank to verify and they said i was right. I don’t understand why they made this so difficult. With the other apps all you have to do is sign up your debit card and your done. They have had no problem taking out my installment payments from my bank linked debit card. Y’all need to rethink your signup process, not user friendly, and just stick to debit or credit cards not trying to link a bank account too. What an unnecessary headache!! I quickly went to their website to deactivate my application and will be deleting the app itself momentarily. Good ideas on the app process with the goals, rewards and stores offered. That’s what attracted me to this app. But nah I’m good too much headache for me! But definitely need to work out the logistics and sign up process. It will turn many away including myself.

2 years ago, 559boy

Nice app

Line has been exceptional when it comes to customer support. I was recently a victim of identity theft my direct deposit was hacked into and I was unable to get paid to my linked account this month with direct deposit. They were very understanding and sent me a link to pay my monthly subscription which is only $1.97. Line only takes back the money you have borrowed when your account is positive and they can do so. They might take a borrowed amount out of your account fast within a three day period but you can get another line if you need it. The whole point is to get as many advances so the advance amount becomes larger over time. It's a really cool program and if your having any trouble I recommend using their support chat to talk with an support agent or call their phone support if you feel the matter needs a personal touch. Thank you Line Financial for helping me today after being a victim of fraud. Developer Response Dear user Thank vou so much for vour Oct

1 year ago, Kia😘🥰

Review

I found Beem via Facebook and read a lot of comments from people making fun of the service, making it sound like people who need it don't manage their money very well. I was curious to see what it was about and why others feel the need to make fun of people who use it, so I downloaded the app (not expecting to use it, but to just see what it was). As circumstances presented themselves, being a single mom with zero help from the other parent, and trying to provide for my kids (I work 2 full time jobs so I can put myself in a better place, but until then things are pretty tight) - I found myself facing an overdrawn check fee that wasn't supposed to go through, which means I don’t have any money until I get paid again. I remembered I'd installed the Beem app a couple of weeks ago to apply for a loan. I currently don’t have the money to provide food for my kids and gas in my car to get to and from work. I need help as soon as possible please.

2 years ago, Aj1500

Perfect

This app is amazing. I have used this app time and time again it has never failed me. I could not imagine life without it. I discovered this app while searching the internet and was skeptical about using these types of apps. I couldn’t be happier with using Line. Whenever I am low on cash I just go inside the app, request a amount that will hold me down until payday. Also line does not have a due date. I can not stress how important that one feature is. That is the feature that separates this app from the others. Take it from me, this app is the truth and then some. The first thing Line does is analyze your bank account. You will need to log in with your banking information of course. After a thorough look thru your banking info it will give you an amount that you can withdraw anytime to cover expenses. When I tell you that this is clutch believe me I would not have taken the time out to write such a lengthy review if they were not worth it.

2 years ago, Nrvsbrkdwn 1801

Support with chat and phone service

Line has been exceptional when it comes to customer support. I was recently a victim of identity theft my direct deposit was hacked into and I was unable to get paid to my linked account this month with direct deposit. They were very understanding and sent me a link to pay my monthly subscription which is only $1.97. Line only takes back the money you have borrowed when your account is positive and they can do so. They might take a borrowed amount out of your account fast within a three day period but you can get another line if you need it. The whole point is to get as many advances so the advance amount becomes larger over time. It’s a really cool program and if your having any trouble I recommend using their support chat to talk with an support agent or call their phone support if you feel the matter needs a personal touch. Thank you Line Financial for helping me today after being a victim of fraud.

8 months ago, Another let down of course

This is THE financial app you want to use!

I’ve used BEEM off and on for several years. I used them back before they were called beem as a matter of fact (I think the old name was line). Anyway they only continue to get better and offer great options. I usually need financial help so that what attracted me in the first place. But even if you don’t need help (borrowing money), they offer budgeting assistance and tools, financial aid if you experience a job loss, and a wide variety of other helpful information and tools to pretty much cover something for everyone. It’s one of the only apps that allows you to potentially get certain fees waived if you should incur them. They will hear you out anyway. No other app does that as far as I know. I don’t leave many reviews but I appreciate when someone else leaves a good review (or bad) when I’m looking for whatever apps I’m looking for and I hope this helps someone else make their decision easier. Crystal

9 months ago, NurseBobby

Thank You!

In a moment of despair, Beem app emerged as my lifeline, connecting me to my grandfather's bedside in Mexico. Faced with travel restrictions, Beem not only bridged the gap but also offered temporary assistance with cash, providing crucial support during a challenging time. Its seamless interface allowed a real-time connection, enabling me to share precious moments and bid a heartfelt farewell. The high-quality video and crisp audio served as a digital window into his world, granting me the chance to express love and gratitude. In the twilight of his life, Beem became a vessel of solace, not just connecting hearts across miles but also offering financial assistance when it was needed most. This digital encounter, preserving our final exchange, showcased the profound impact technology can have on our lives, bringing both comfort and crucial support. Beem proved to be more than a communication tool; it became a source of compassion and connection, highlighting the strength of family bonds even in moments of physical separation and financial need.

2 months ago, Tom78754

Worst

This is by far the worst service I’ve ever used in my life, I know bad reviews are hidden so I rated it high. Let me explain the process, everyone regardless of your income is eligible for only $10. If you’d like to receive this $10, you must sign up for the subscription which is either $11 per month or $4.75 a month. So you’re thinking to yourself I’ll just pay the $4.75 and get the $10 now! But after you sign up the amount changes to only $5 that you’re eligible for, and to make matters worse you have to verify your bank transactions 1-3 days... So good luck ever getting any money from this app if you somehow did, I praise you for it because I tried everything and ended up losing. The only app that even comes close to how bad this is Klover. And trust me that saying something Leave now Download Brigit Download Dave Download Albert Download Empower Download Grid They all work, money today If you can wait 2 weeks download EarnIn, it will give you a lot. And if you have three hours to watch advertisements over and over again, then I guess download Klover. Good luck Also, this app literally never loads after updates

2 months ago, Coolieee leahieee

Scam!! Look at BBB reviews

Do not add your banking info, you will not be able to remove it even after you cancel it months prior, so they can keep charging you!! This app is ridiculous. I was never able to use the available “everdraft”, but they want to keep charging you & they won’t truly cancel your subscription after continuously requesting it. I’m trying to reach chat but now it’s unavailable when I was just chatting last week smh. I’ve canceled the subscription twice now and it still appears to be active. I’ve also been trying to remove my linked bank accounts but it’s STILL saying it’s on hold with no fees due!! I should no longer a member and didn’t get to use the services, so why can’t I remove my own personal info? This app is such a scam & Beem needs to be sued! It shouldn’t take all of this to cancel or remove my own banking info. And if BEEM charges me again when my account is SUPPOSED to be cancelled, I’m going to sue. I don’t care if the monthly fees are just $5/6.. its not owed to you & I have all the screen recording and proof showing that I have tried this for months but never was able to use the “everdraft”. This app needs to be shut down IMMEDIATELY !!

2 years ago, EllieSkellie

Line is the best!

I absolutely love using my line and am so grateful for it. I’ve used many other cash advance apps and this is the only one that automatically detects when your balance is safe and withdraws on its own when you have the funds; it’s really convenient to not have to worry about payback deadlines or overdrafts. There are a bunch of other useful features like overdraft prediction, showing your upcoming bills so you can be prepared, and tracking your spending so you can keep tabs on how much money you have going out each month. The app works seamlessly and is simple to use, I have never had any issues getting my line and it deposits into my account immediately. My line has funded many trips to McDonald’s and tanks of gas 😂 the Line app gives me peace of mind when it comes to my finances. Their fees are also much lower than other cash advance apps. Thank you, Line, for offering such an important service! Truly a lifesaver

3 years ago, d.degeorge

I would skip this app.

I’ve been using this app for two months now. I start by saying I make over $4200 a month after taxes and medical is pulled out of my check. I’m only approved for $25 a month that being said it only gives me a week to pay it back when I only get paid once a month on the 1st. I’ve added my debit card multiple times and when I log back in it will not show up. I verified my debit card and it will disappear on the app and I’ll have to add it back and then wait for my bank statement to verify the $0.65 and $0.55 I’ve had to do this 11 times now. This app needs a lot of work. Customer service could be more of a help. I’ve caught attitude by one of the customer service ladies on the app more than once. I’ve tried upgrading the monthly subscription so I can get more cash and it won’t let me. I think they need to do a better job at linking your checking account and your income. Please don’t think you’ll get the $100-$1000 the most I’ve seen anyone get is $40 after google reviews. After I pay the $25 back I’m canceling my account. If you want a app that actually gives you money more than $100 I would go with Bright, Earnin, Albert, Vola, Grid, MoneyLion.

1 year ago, Andryesque11

Fantastic Revamp and Impressive New Features!

I recently updated the Line app (now Beem) and I must say, it is truly outstanding! The developers have done an excellent job of giving the app a fresh and modern look, making it even more user-friendly than before. The new features introduced in this update have taken the app to a whole new level. It’s like a one-stop solution for all my financial needs. The updated user interface is sleek, responsive, and visually appealing. Navigating through different sections and accessing various features is smooth and hassle-free. The app also ensures the security of my financial data, which is of utmost importance to me. Overall, this revamp and new features have exceeded my expectations. It has become an indispensable tool for managing my finances effectively. I highly recommend it to anyone seeking a comprehensive and user-friendly financial app. Kudos to the developers for creating such an outstanding app!

3 years ago, Auniquenick

Cash quickly, small fees, build line of credit over time.

I have used another similar app for almost a year and wanted to try Line, so I signed up today. The verification process used Plaid which works seamlessly in this case. I liked that the app allowed me to add more than one bank account as I have my direct deposit of my paycheck split between accounts. My starting limit was $50 until my account is verified and will then increase to $100. I asked CS about how often credit line increases are considered and was helped by Thasneem who explained that they are considered after a few months and, for my plan costing 9.97 per month, can go up to $1000. Comparing this to Grain which costs 9 per month whenever I withdraw $990, the price starts out high but is competitive once the $1000 limit is hit. The Link app also seems to have more features than Grain like cash back rewards. Will probably keep this if my credit line is increased.

2 years ago, Philweezy

Scamming Me!!!

DO NOT trust this app. They have taken money from my bank account without permission and that was not owed. I had an account which I created using a previous company phone and email address. I stopped working with that employer and I lost access to both the email and phone number, therefore I could no longer access the account. It was not used for over 8 months and chat support WILL NOT manually delete the account and keep telling me I need to login to deactivate it and that is the only way. In the mean time they are using my bank information and taking money from my account in different increments. I have made 8 attempts over the past 3 months to request a deletion and have had no success. I requested a call and no one will call me. The past three days I have had a support chat running. Throughout this 3 days several different chat support members come in and out of the chat and as me over and over “what’s the problem.” It’s like starting over every time. I have bank records and notifications from the bank informing me the app keeps trying to process transactions from my account and my bank had to block them. This is fraudulent

2 years ago, MJones1997

Love the app!

Line is fantastic and definitely over does itself! It’s really convenient and easy to use and I love that it’s always there as a backup when I need a little boost. It’s even better that you don’t have a specific due date and it doesn’t come out until you have enough money to cover it again. I found it on accident but I have been using it for months and it’s great. I’ve never received any spam from it and don’t have any bugs while using the app. I think it’s cool that they also allow instant delivery so you don’t have to wait days to get your advance it’s usually in my account within 60 seconds. They also don’t send 5 million annoying spam emails to pay it back like some previous apps I’ve used and they just always send reassuring messages to not worry until there’s money back in my account and then they auto draft it back so I don’t even have to worry about remembering to pay it.

2 years ago, Mz.ladie

Great App!

This app is fantastic it has a lot of incentives and some great offers. They have a lot of rewards that you can use all you have to do is link your debit card and you get instant cash back you can also utilize there credit protection, keeping an eye on your credit score and also you can refer a friend and earn, and save money, all at the same time. They will give you a chance to increase your loan amount by continuing to renew with them with a very small fee every month. I recommend them to all of my friends and family. it’s always good to earn cash. I see a lot of negative comments about this app but it’s really a good app to use. All you have to do is follow the instructions and earn money and safe at the same time. I even recommended this app to my daughter and she loves it. She just turned 18 and she enjoys something that she can earn money and at the same time be responsible for something that she thinks is big.

2 years ago, BNW0528

Thankful

This app has been so helpful, when I have used it, as a single mother I feel like this app has supported me in ways and times I have truly needed the help! I have used the withdrawal feature to help pay for gas, groceries and even a couple bills. Especially during this holiday season! I love that it also watches my credit score to let me know if it’s changed any at all! This app is just a blessing!! One time I was going to buy gifts for my daughter and I was $20 dollars short, so I withdrew some money from Line and I was able to cover it and my daughter is going to love her Christmas gift I was able to get all thanks to Line!!! And there are so many other times that it has covered me in times of need! And the best part is that it’s fairly cheap pay back, so I am up to $60 and my pay back is just $62. That is the best part, because I have been with some other apps that take way more than just $2. I am so thankful for Line!!

Description

Beem (formerly Line) is better than any instant cash advance apps, payday loans, personal loans and credit products. Subscribe to withdraw verified bank deposits, early, get job loss protection, file taxes and more. Plans start as low as $2.47/month. Beem is not a payday loan or a cash advance app Everdraft™, a challenger to the Cash advance apps allows you to withdraw $5-$1,000 of verified bank deposits, early. T&C apply and amount can vary for each user. You can choose how you want to access the funds. Depending on your choice, fees between $0-$4 may apply. You will be notified of the fee at the time of making the choice. File Federal and State taxes seamlessly in any state to maximize your tax refund. Filing taxes with Beem is easy fast and secure, at the best price. Protect your identity online. Get tools and services to save, spend and plan better. Drive safe & unlock savings up to 40% (T&C apply) on car insurance quotes. Receive & Withdraw verified bank deposits early, either in the Beem app or with a gift or prepaid card, into your bank-issued debit card (express delivery fees apply to instant cash transfers to your bank issued debit card) or a bank account within 2-3 days. Unlock more money with cash boosts. Send & use Gift Cards, Visa, and MasterCard Prepaid Cards -receive cash on a Gift Card or Visa or MasterCard Prepaid Card and use them at any retailer. Beem app is available only in the US and is developed by Line Financial - A Public Benefit Corporation based in the US. Benefits of Beem, Better than Cash Advance apps: *Everdraft™ - The #1 challenger to Cash Advance With Everdraft, subscribers can access $5-$1000 of verified bank deposits, similar to cash advance. No credit checks. No interest, No income restrictions. No due dates! *Add & Send Money for Free Add money without a fee. Send money instantly from the Beem app to anyone, even those without a bank account or Beem App, through SMS, email, and social media. No Subscription required. *Your BFF - Better Financial Feed Manage your money with a personalized budget & view all of your bank transactions in an interactive AI-powered Feed to avoid overdrafts and bank fees, track your spending, and savings, and get reminders on upcoming bills, subscriptions, low balance alerts & tax filing reminders. *File Federal & State Tax Maximize your refund with Beem's tax filing. W2 or 1099, single or joint, all tax filing situations are supported seamlessly. File your taxes easily for any filing status and type of tax form. File taxes with Beem to Maximize your tax refund vs. others like Turbo Tax, H&R Block, TaxAct, Credit Karma, Free Tax USA, TaxSlayer & MyBlock. *Beem Drive Unlock savings on car insurance based on your driving behavior! Drive safe and get up to 40% off on car insurance offers from trusted providers like Progressive and GEICO. T&C Apply. *Earn up to 20% Cashback Link credit or debit cards to Beem & win cash back on daily spends. *Credit - Monitor & Grow Examine your credit score, the factors that influence it, and how to improve it. Get notified when your credit score changes. Security and Privacy Beem is the #1 Safe & Trusted App with 24/7 Support across chat, call, & email & comes with bank-level security, data privacy, and 24/7 dedicated support on the app, via phone at +1 (323) 641-4224, via email at [email protected] & on our website. Your personally identifiable data is never stored with us & fully encrypted while being sent for verification. Qualify on Beem - Better than Cash Advance If you’ve faced challenges with cash advance apps like MoneyLion, Dave, Brigit, Chime, Klover, Albert, Floatme, Empower. or are unable to secure an instant cash advance or a loan, Beem can support you in withdrawing verified bank deposits early and instantly. Beem’s cash availability is subject to our terms and conditions, as well as qualification criteria that includes, but is not limited, to creditworthiness and income verification.