If you are really serious about getting out of a significant amount of credit debt, this is like a dream come true. I was about to sign off on a personal loan to consolidate my ~$15,000 in credit debt that I couldn’t afford to pay more than the minimums on each month, when I found this program. I initially was so sure I was being scammed because how is it possible to pay less than I actually owe?! But after being in this program for about 4 months, one of my smaller credit cards is paid off and I am seeing that reflected both on my credit report and my account with that credit card. So it’s actually getting paid off. I say this is for someone serious about getting out of their credit card cycle, because you have to stop using those credit cards entirely- which I didn’t think was possible for me but now that I’m not paying hundreds of dollars in minimums I’ve been able to use that money on my debit card. This program will also *tank* your credit score initially, the rep I spoke to assured me that it would go back up as the debt was cleared. Since paying off the first card, my score has been slowly rising and it feels motivating to pay the others off quicker. Getting out of credit debt felt completely impossible before I found this program, but now I feel really confident that I am making progress and this will soon be behind me and I get to have a fresh start.
I know I’m pretty new here but the weight lifted off of my shoulders working with five lakes is irreplaceable. I can finally see the light at the end of the tunnel. From the beginning every person I talked to was professional but caring at the same time. This was not an easy decision and I was so nervous. They put me at ease right away. Please don’t expect your debts to be resolved overnight, like me, I’m sure it took a while to get them. They were upfront about how long it would take and that I would take a hit to my credit score. I was already bringing my credit score down on my own but without making any progress. I am now making progress and am so happy I made this decision. Thank you again, Five Lakes Law Group, I’m so glad I found you!
I was over 50k in debt and barely able to make the minimum payments without spending my entire paycheck but working with this company I was able to have peace of mind and I am now able to start putting money in my savings account I definitely recommend working with them they are very friendly and efficient my stress levels have dropped significantly I’m forever thankful to five lakes
Sure, it’s a great program if you’re really struggling to make minimum payments. However, I wish there was more transparency of how long the program will take to even contact your lenders. It can be 2 years before they even try to settle and you have delinquency after delinquency. Don’t forget you can get a court summons from the lender- I did and Five Lakes was far from responsive when I needed assistance. They offered me a discount on an attorney. Your credit will PLUMMET - not just take a small hit like it is made to seem. Good luck getting a vehicle or loan in a major emergency while you’re enrolled in this program. I urge you to avoid the program if you can make it work without them.
Been very happy so far with Five Lakes. The app makes everything so easy to understand and to use. Each person that I have talked to on the phone has been very detailed in dealing with our account settlements. I would have to say that I am very pleased with Five Lakes this far and am very happy they are working with us for our debt solutions.
Have been in the program for about 2 1/2 months, i have only bad one communication with this company…….. I am still hoping they will reach to me someday. Since joined my credit score has tanked to very low levels, and still no communication on what their plan is with my money i am sending them each month……. Very disappointed right now, but i have made my bed……. Just hope they are all they said they were when the initial talk and sign up occurred. I am with them, but more communication is needed terribly
UPDATE: It appears to be working now. Also, I am very happy with Five Lakes. It takes a few months, but it does work! It does not recognise my face nor my login. I set a new password. App tells me it’s incorrect. "Unexpected error… try logging in again." I can only log in on through a browser.
My 5 Lakes experience has been awesome. The staff was so professional and caring about my situation. The whole process from beginning to end have been seamless, I would highly recommend 5Lakes to anyone going through a financial setback and trying to recover it was the best decision I have ever made. Thank you 5 Lakes Law Group
They are amazing I’ve only been with them for one month so excited will refer to everyone I know!
Anyone interested in consolidating your credit cards and working with a honest group of people. I’m sooooo excited, about my progress, I’m ready to get my credit score back up and to make better decisions.
I was hesitant at first, thought this is to good to be true but it’s working out just like the ad described it would. I feel a huge weight off my shoulders. I’m not complete with the program yet but I’ve already settled 2 of my 7 outstanding accounts. I advise anyone reading this to at least get a consultation.
I am so glad I turned over my debts to you all! The ease of using the online app is wonderful! Im extremely grateful for the upfront information in changing number on accounts to yours and blocking calls from unknown numbers. My blood pressure is normal now again! Loving this and THANK YOU doesn’t seem like enough!
I am so glad that I found Five Lakes law group, I wish I done this sooner. I just want to be out of debt and not worry about leaving this for my kids to have to handle when we are gone! We are senior citizens and struggling to make it month to month, but so important to me to not have all these bills!
Five Lakes has been a great move to help me restore my credit. Their reps or always helpful with any questions or concerns I may have. I am actually seeing a reduction in my dept. They always contact me before any settlement is finalized. I am pleased with the work they have done. Thank you Five Lakes
This app allows you to keep track of the progress of this process. Nothing is hidden everything right in front of your face to see. I like how it’s easy to navigate and user friendly. I totally recommend using when suggested to use.
We’ve only made one deposit and Five Lakes has already negotiated an agreement for one of our creditors. They keep us updated on everything that’s happening with our account. Friendly and professional service.
I am truly amazed, with all the deception going on in the world today I was kinda skeptical about joining and sending money. It have been rooting the horn about five lakes and the job they are doing. I’ve actually spoke with a friend who signed up recently. Keep up the good work!!!
I went with another company and they were dragging their feet on my account for two years. This company I’ve just switched to has made great strides in just a short few weeks ! I’m excited to get out of this pickle ❤️
This debt resolution program is an answer to prayers for help with managing my cash flow while reducing debt! Every agent I’ve spoken to has been very professional and reassuring while patiently explaining the strategies they use to negotiate with creditors. I’m so very thankful for their help!
I am very happy to leave a review on here. I really appreciate your support in helping me get through this difficult situation with my creditors and helping me work out a payment plan through your company so I can get them paid off.
So far with the app, it has made viewing my payments easier. Also, five lakes has been very helpful with plans and work arounds during hard times. Bed choice I’ve made.
My experience with them has been a nightmare ! I have been to court 4 times to help resolve an account that wasn’t taken care of in a timely manner. That’s 4 days off of work with no pay ! My payments are always on time. I just got another summons to appear in court in June ! Why aren’t all my accounts taken care of ? I joined with them over a year ago !!! Not a happy camper !! If I have to go to court another 4 days over this acct I am going to be livid !!!
I was skeptical about these online debt management accounts but I found and reached out to a company who partners with Five Lakes and they are very understanding and helpful and very professional as well as good at their jobs!
I like the fact that Five Lakes Law are very friendly knowledgeable and they care about me and to help me get out of that so I can continue living my life normally and my finances more responsible
Five Lakes has done everything they said there would do. I’ve been fortunate to have them working on my behalf to become debt free. And I’m never going back.
The team is very good to work with and is very knowledgeable. They were able to help me breathe and feel better about getting my credit card paid down.
Five Lakes law group are great. They have helped us a lot. We really appreciate having people that are willing to take a chance on you and help you out. Thank you guys so much Mr. and Mrs. Glenn
Working with FiveLakes is wonderful. They have stayed active with my account. They keep me posted on all activity. I highly recommend FiveLakes to everyone!!!
This place is awesome I love and the customer services is awesome any questions you have the reply right away. Best thing I ever did with my debt awesome company and lawyers
- Review your program's progress and enrolled accounts - View alerts and updates on upcoming settlements and deposits - Connect easily with Five Lakes's Client Success Team - Receive personal finance tips and inspiration for your debt resolution journey