Name: Reloadable Target Circle Card
Rating: 4.81019 (2629 reviews)

User Reviews for Reloadable Target Circle Card

4.81 out of 5

2.6K Ratings

2 years ago, gjfhfhjgfhhu

Exactly what I need

The app has everything I need to check my balance and transactions and is fast and reliable. I love my RedCard, especially the 5% off at Target!

3 months ago, Ngat74

Support cannot help me with password issues!

This is a very bad experience with me calling support. I’d called them on Sunday to let them know that I’ve try so many times to reset my password. I’ve kept getting the message..we have emailed you the link to reset your password. I’ve kept check my email but I didn’t received anything from them. So they unlocked my account then transfer me over to another department to update my email. They told me …it won’t be updated until 72 hours later. So I’d called back on Wednesday which is 72 hours…the customer representative told me that I will receive an email to change my password. She said later tonight…I should receive something. So I’d called back Thursday..I’d still couldn’t get in..I’d still didn’t receive my link to reset my password. They’re telling me another 48 hours. So I ..I told her to just close my account since they can’t help. I asked to transfer me to a manager and she hung up on me. My suggestion for this card..they’re going to keep extending their time to update the email address. You still can’t get access to your online account. For any reasons why your email account isn’t receiving emails…it’s going to take quite some for them to help because they don’t know exactly when it will work. I’m done using this card because they cannot help me to receive the link to reset my password.

2 years ago, Kathyspeih

Pain to Load/reload

I got this card because I thought I’d be able to easily add money from my checking account to it. That could not be further from the truth, despite the fact it says you can. I live an hour and a half away from the nearest target. I got my card and went to add money to it. I found out you can’t add it through your debit card or credit card. You have to initialize it from your bank, which I am actually unable to do unless it’s 10 days in advance. You can only sign up for direct deposits, which I am not doing. You can add money when you’re in target which is super inconvenient living an hour and a half away. You can take a picture of a check but it will take 10 days to deposit unless you want them to take 1/3 of the money, despite saying it will be 5% (tried to add $15 and they were going to take $5 to make it available). I just feel like I was misled. Make it easier to load money. The ways available are inconvenient and the fine print is misleading. Would not recommend.

4 months ago, ArmoredBallerina

Archaic, impossible, garbage support

UPDATE: Offers to help troubleshoot further are hollow. I already spent 45 minutes trying to “troubleshoot” only to be told that it’s not their problem. I will NOT be calling. The fact that the “bank” backing them is not recognized by ADP or another established bank speaks volumes. This is 100% not trustworthy. I was having trouble getting the Target Reloadable “bank” information to take with my bank so I could transfer money. My external bank said the routing number isn’t valid and they don’t recognize the “bank” name associated with the card - RED FLAG!!! After 45 minutes support said my only option was to mobile deposit a check or to go to a store and load cash. I no longer have checks because no one takes them. The whole point was for me to use this ONLINE so now the point is completely moot. A 5% discount to go to the trouble of going to a store, withdrawing cash from the ATM and then loading cash to the card is not worth it. I’m basically out of luck and will be closing my account.

12 months ago, MrsNobody30

Do Better Don’t Get This Card Run!

I was not approved for the card. I was asked to try again with the right information but you can’t use the same information to sign up . It’s frustrating that the customer service reps are not able to help if you don’t have a card. Please don’t tell me to contact customer service. I know the number and it’s a waste of time to hear the same thing over and over again because the reps don’t have an clear answer on how to help. How can a computer tell me I put the wrong information about my own self??? Developers y’all need to RECTIFY this problem. There is no technical support for the website. I don’t want to hear that a company have to verify information and if they can’t blah blah blah!! It shouldn’t be that hard for a card that an individual is providing their own money to a card. You would think that a company would want a person to be able to spend their money with the company.

3 weeks ago, sahailyy

Customer service bad

The customer service is not good target Reloadable credit card on the phone. They are rude do not have Spanish staff on side full time. They have interpreted speak with you and you need to wait for them translation back forward taking phone with two people same time. The supervisor was mega rude. To be honest do not wear target have this customer service center contract with? I think this customer service office is overseen in other parts of countries. The need to get better or hired people who are customer service representative. This not fair some many people looking for job opportunities. This company hiring people do not speak fluently English to be honest spoke with 3 different people on phone did not understand them. Right now we have two major customer in world wide Spanish and English fluent speakers people. Target need to be sure hired both type of people to do better job. I hope you guys can fix this asap! Thanks Ss

11 months ago, marie651

???

I don’t normally write reviews for this stuff, but this is something that has to be said & changed. They closed my debit card since I had insufficient funds even though I explained why, & that there’s many people with thousands of $ in target credit card debt but their account isn’t closed. But god forbid when I had a reason to explain for my debit card there’s no exceptions. + it takes business days for a charge to be taken out your debit card bank account. So the lady recommended a reloaded card since mine was closed. It’s way too much work for the transfers to your reloadable card. There has to be a better way. Aside from that, you guys charged a coworker of mine & my boyfriend double the charge & when they both tried to get their charges back you guys refused. I feel like there’s no winning with you guys. Fix 1 issue before you start with a new thing

1 year ago, S.R. Rabbit

I admit; I do have a Target credit card and am able to log into my account via the website on my iPad. However the password I have is not compatible with the app. I can log into it just fine on the website via iPad, but the app says the password is not valid. I would be willing to change my password, but I’d have no idea if it’ll be valid enough for the app. The strange thing about the app is that there is no customer service access to complain about this. The only options I have are create a new account or reset the password. Let me guess; there is if you log in? 🤦‍♀️ Ugh! I already have trouble coming up with unique passwords. Impasse. Somebody better fix this, cause I ain’t taking responsible for an app that won’t accept a password that works fine via website.

4 months ago, Airam456

Bank transfers trash

What happened? Before my card came in i was able to add money from my PayPal easily but now after i got the card it seems like i can’t transfer. I removed it and relinked it but nothing. Is not PayPal because i was able to make a transfer to my cashapp. Then i called target reloadable support and that was complete trash so then i called PayPal and i thought it was because i had to add the card to PayPal but all that did was allow me to do instant transfers but that’s not what i want! I don’t want to pay a fee when the cash back isn’t even enough to cover that fee lol!!! On the plus side i did get $50 from them and i didn’t even expect it so that’s nice.

6 months ago, Ken Denise

Don’t even bother SCAM !!!!!

If I could I would give it 0 stars. I applied yesterday Sunday with a greater they had at my local target that was promoting circle week . Stated I could get $50 dollars if I signed up . Today Monday I received an email stating my account was suspended followed by and email saying congratulations please fund account . When I attempted to log in it said my account was locked followed by a phone number to call for more information. When I called I was told due to regulations with American Express I wasn't allowed to have account I didn’t understand what did American Express have to do with Visa because Target is with Visa . When I told customer service that that didn’t make no sense , he said he couldn’t do more for me and have me an PO Box address to mail my concerns ! This is a total SCAM !!!

2 years ago, MssMariah !

Almost Perfect

Just received the reloadable card and am quite excited seeing that I shop at Target bi-weekly. As I activated and reviewed the site, one major issue has arisen… Adding Funds. Seems like a simple fix that in this technological age, I could transfer funds from my bank account or debit/credit card, something. I have found that there is a reloadable app, but I have to pull out cash, take said cash to Target, get a barcode and then add the cash??! Whyyyyy so much work? Can we please work on this? Please!!!! Thank you!

1 year ago, Kaiiahaiaiahaoap

Clunky and Inaccurate

Clunky to reload and store associates are often confused about the process, resulting in 15-20min of additional wait time just to apply funds. Balances are often incorrect (resulting in incorrect negative balance emails) and take days to a week to adjust accordingly. Plus, I originally signed up due to a $40 coupon offer that I never received. Target RedCard customer service offered no solution despite acknowledging the signup occurred within the promotional period. Sign up and provide your personal info at your own risk…

1 year ago, tiffcute21

Don’t get this faulty card

All I did was apply to the card on May 21st. I got an email the next day saying my account was suspended. All I did was apply for the card, I haven’t even got anything sent in the mail yet. I haven’t done anything with the account. I called customer care 4 times and nothing was done. I EVEN MAILED A LETTER TO RED CARD. Still waiting for them to review. At this point, I'm getting very frustrated. With something dealing with people money, Target needs to do better!

2 months ago, jdada12

Do not get this card!

Yesterday was my first direct deposit. Today, none of the apps work, customer care isn’t responding. They have an automated message saying their system is down and I can’t use my card or touch my money. I had bills due to pull today. This is crazy!! As soon as I can access I’m pulling everything out and never using this again!!

1 year ago, BetsyDeals

waste of time

I just left a target store where the employee and manager had no idea that a reloadable card existed and didn’t know how to load funds to the account. They would not assist me. I called the number in the app for customer service, where is was told to drive to other targets until I could find someone to load the funds, not everyone has been trained. WT…?!?!?

2 years ago, Jonezy107

Love saving 5%

Great card that makes it easy to load money and track my spending. Getting paid early is awesome. Saving 5% at Target makes this card my new fav!

2 years ago, Lighttlover

Easy to use and love 5% off at target

Easy way to track my Target spending and loving the 5% off - especially right before the holidays!

10 months ago, Bytedown 100

Great Card For Savings

I signed up and after I loaded it gave me savings and I learned a lot more about Target. Great card to have if you shop at Target 👍

1 year ago, Raekwongf

Love the card and app haven’t had no issues

9 months ago, TTr098

Scam!!!!

I saw the advertisement that if I open the reloadable account and pay $50 then get $50 back. Then I did I bought $91 but I haven't got anything back. Then I called customer service and they said I needed to pay exactly $50 to get $50 back. Totally a scam I paid for the reloadable fee of $3.5. Scam to customer, worst service ever!!!

11 months ago, Dadje

Card does not work at target.

I follow the steps to reload at target. However, when the cashier scanned the barcode the system said the card is invalid. Customer support said card is active and valid but nothing they can do if the target system inside the store can’t read it.

6 months ago, Tip to help

Confused 😳🫠

I can’t even get the card. It says at the end I was denied I must of put the wrong information or try to reenter again? I did…and the second time it comes up with the “user name is already been used.“ Of course I just reentered it WHAT? Geez! 🙄 Never mind then, I didn’t really need the convenience card anyway. Boo

10 months ago, iDeLuffy

Unable to load money using barcode

The red card reloadable gives me so much trouble whenever I try to load my cash using the barcode. This debit card seems like a good deal, but it is a nightmare to use. It is either the card has issue or Target needs to properly train the staffs.

7 months ago, @swings2raw

Poor app,dated ux

The app is very buggy. Doesn’t always work on launch, it’s also a very poor user interface and why can’t it be added to the target app or Apple Pay?! Are any of those options coming soon???

2 years ago, Chris664518

Unavailable using VPN and no way to load 💰

App says it is "offline" when connected to VPN. Needs to be fixed. Also the only options to add funds are direct deposit, paper check, or visiting a Target store in person? It's a very old concept. Should be able to wire funds to a debit card

2 years ago, sad_targetlover

Not getting approved

I keep trying to apply and not getting approved! I’ve double check all my info and nothing is off. I tried calling the support number, but it only works if you have a card already. So there is basically no help.

2 years ago, Second and 26

Love it!

Low fees plus 5% off at Target! You can’t beat it!

1 year ago, Jaivee

Not a RedCard?

After receiving my card, I tried to save it in the target circle app, but the app does not recognize my Reloadable card as a RedCard. So that means I can’t even enjoy the convenience of contactless pay in the ACTUAL Target app 😔

2 years ago, Rhon Workout

Easy to use!

I love the RedCard Reloadable App it’s easy and quick to use!!

5 months ago, Jae…………………….

can’t log in

I can’t even log in. I’m putting my password in correctly but it says invalid… but when I put random characters in it says it’s valid but of course that’s not my password so I can’t get in.. WACK

6 months ago, Red wolf inn

Love lifts up where we belong where the Engels cry on a mountain high

11 months ago, pleasantlypleasing

Add Funds Frustration

The allowable ways to “add funds” to the Target Reloadable RedCard needs to include the ability to utilize the customers debit or credit card… the options available are outdated and not an option for some.

2 years ago, jujupro98

Applying doesn’t work

Multiple of my friends and family, including I keep being denied. It’s not a credit or a debit. It’s a Reloadable card and it shouldn’t be something that someone gets denied for.

3 months ago, NASAGirl11

Wish I could Zelle

This application is good. If I could use Zelle and add cash electronically that would be great.

2 years ago, KenDevivo

Love the 5%off at target!!!

That is a great discount.

1 year ago, appmiky

Useless app

No option to get notifications. Won’t save toggles for email or text notifications.

1 year ago, Nikoftime10

Won’t let me login

Would be nice if the password field didn’t go red and let me login

2 weeks ago, Shepherd611

Easily the worst

1. Cannot set card up in target app 2. Cannot copy routing and account number. Useless app. Will close card

5 months ago, Cali_Gcode

Reloadable red card

The app is nice to have but wish the card was easier to load without all the fees. I wish I could use my card more often if it was allowed to be loaded easier or from my bank directly. The app could use a modification like a PIN code to log in instead of constantly having to put my password

6 months ago, Morgan mechylan

Not a fan

I really hate this app. It’s always an issue when entering my password.

5 months ago, Al the review guy

Adding money????

It’s 2024 and I can’t add money from my debit card… make it make sense, devs really need to get with the times. Goofy app tbh.

1 year ago, Loooovenow

Not suitable for me.

Very inconvenient to have to only use cash.

2 years ago, Njsrshopper

App broken

App does not work, and do not get free shipping with this card. Pure waste.

8 months ago, Poochstlyes

A sham!!!!

Is has nothing to do wit target. This is a 3rd party App. Do not download!!!

1 week ago, Cwehm

Disappointing.

Tried to request Username after entering Ctedit card number and CVv numerous times kept saying “well this is awkward, experiencing tech difficulties.” Guess I don’t need this app. 👎

5 months ago, Target circle card

Target circle Reloadable card

Says virtual card can be used right away after loading money, no true…unable to use at checkout on target.com

2 years ago, Navyman21

ANGRY !!!

UPDATE: 01/03/2023 So I’m not sure if making a complaint on here helped ? Or if going to my address on my mobile app profile and adding the letters APT for apartment helped ? However, after I added APT, I got an email 5 days later asking me to active my new card ? Got my card today and activated it without any issues. I’m updating my review from 1 star to 3 stars. I’ll monitor my account over the next 60 days and if everything goes well, I’ll change my rating again from 3 stars to to 4 stars 👍 ORIGINAL POST: 2 days after signing up for this account, I receive an email that says “to update my address” or they won’t be able to mail my debit card ? MY ADDRESS IS CORRECT !! And of course there’s no support email to send them a copy of my Drivers License that has the SAME address on it as proof this address is accurate ?? I tried calling the toll free number, but you have to have an active Debit Card in their system to get a person ?? Why is it that I can get another bank card at my address, a credit card at my address, and my Drivers License, but not THIS company’s Debit Card ?? I’m now VERY ANGRY !!!

7 months ago, Playswithfyre

Awful

The app and setup for this card is absolutely horrific. I cannot get the account numbers from the app verified by ANY bank to transfer money in, PayPal will transfer for a fee and after a few days (supposedly, anyway, although they ALSO couldn’t verify the Reloadable account number and I had to call them to verify that it was me initiating it and was put through the fraud department….on a PayPal account I’ve had for 20 years and trying to send TR a mere $100!). Depositing by check takes TEN days to appear in your funds or you can pay a hefty $8 fee to have the money immediately. What year are these developers living in? After five, yes five, attempts with creating and scanning a barcode, we finally got cash added to my account in store. My physical card is *still* not here, and ever since [FINALLY] successfully adding funds, my virtual card suddenly no longer works 🙃 where it was previously stored in my app no problem and viewable on a browser site also. Yes I know the virtual card is online/phone only. But now nope nothing! If I try to add it back, it says to please enter a RedCard. LOL 🫠 My money is floating in Target Reloadable space somewhere. Woohoo! I’m afraid to see what happens once I actually get the physical card, assuming I ever do! 10000% avoid. Just go with RedCard Debit.

8 months ago, Xinovir

The username and password combination isn’t right

I try to log in to the app but a message shows up stating the username and password combination isn’t right. Password has to include a upper/lower case letter, number, and no symbols. So I try to change the password online on web browser and remove the symbols. Yet, it still says the same thing. I can log in online but not on this app.

2 years ago, Msz_pinky

Can’t use

I loaded $1000 cash on this card and went to use it on the Target app. I got a $200 purchase off of it and it locked and then my target account froze and reset and I had to reset my password. After getting back into my Target account, my card would no longer work, I was on the phone with customer support for two hours and they still don’t know why my card doesn’t work. So now I have just shy of $800 on a card that won’t give me my money back. Never again.

Description

Get more of what you love with Target Circle Card Reloadable Account, including 5% off at Target¹, free shipping on most items on Target.com², and free cash reloads at any Target location³. The Target Circle Card Reloadable app allows you to: Quickly access your available balance View the details of all your active and completed transactions Easily manage your account on the go, wherever you are! Additional features & benefits include: No monthly fee Get your pay up to 2 days early with free early direct deposit⁴ Free subaccounts to keep your family spending on track Use your card to shop online or in stores anywhere Visa® debit cards are accepted. Visit targetcirclereloadable.com for more information. This app is only for Target Circle Card Reloadable Accounts - for Target Circle Card Debit or Credit, see Target.com/CircleCard. ¹5% Target Circle™ Card Discount: You will receive 5% off purchases paid for with your Target Circle Card (debit, credit, and reloadable) at Target stores and Target.com, except on prescriptions and other CVS pharmacy products; Target GiftCards; Visa, Mastercard and American Express prepaid cards; Game On, DraftKings and other sports betting gift cards; Starbucks gift cards purchased at Starbucks locations within Target stores; previous purchases; clinic services at Target; Target Optical eye exams and protection plans; Target Circle 360™ memberships; Shipt memberships; alcohol purchases in IN; some independent businesses in Target stores; wireless protection programs and mobile carrier deposits; gift wrapping services; and taxes, shipping, delivery, handling and all other fees or charges. 5% discount applies to eligible purchases minus any other discounts and the value of any promotional Target GiftCards received in the transaction. New cards subject to application approval. Additional restrictions apply. See full program rules in store or at Target.com/CircleCard for details. ²Free shipping available on Target.com purchases when you use your Target Circle Card. Offer applies on standard shipping to all 50 states and the District of Columbia, as well as APO/FPO addresses and Puerto Rico. If you upgrade your shipping method, shipping fees will apply. Fees may apply to Shipt deliveries. Select items may have a minimum purchase threshold. Not valid on previous orders. See program rules in store or Target.com/CircleCard for details. ³Free cash reloads only available at Target store locations. Must use Reloadable Target Circle Card app to generate a barcode. Only certain specific denominations can be selected. Message and data rates may apply. Cash reloads outside of Target locations incur a fee of up to $3.95 per transaction. ⁴Faster access compared to standard payday electronic deposit and subject to your employer submitting paycheck information to the bank before payday. Your employer may not submit paycheck information early. See additional fees, terms and conditions at targetcirclereloadable.com. Target Circle™ Card Account is a demand deposit account established by Pathward®, National Association, Member FDIC. Account terms, conditions, and fees apply. Please see Deposit Account Agreement for complete details. Card can be used everywhere Visa debit cards are accepted. Card is issued by Pathward pursuant to a license by Visa U.S.A., Inc. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.